If youre a frequent traveler or simply interested in credit cards that offer extra benefits, you might have heard of the Capital One Venture X Rewards Credit Card. This premium travel credit card offers a host of features designed to make traveling more comfortable and rewarding.
Let’s take a closer look at what the Capital One Venture X has to offer.
Key Features and Benefits
The Capital One Venture X Rewards Credit Card is a premium travel credit card that comes with an annual fee of $395. Here are some of the key features and benefits that make this credit card stand out in the crowded credit card market:
Travel Credit: The Capital One Venture X Rewards Credit Card offers an annual $300 travel credit that you can use for any eligible travel expenses you put on your card.
This includes airfare, hotels, rental cars, and more. Keep in mind that you need to have charged at least $250 in travel expenses to your card to qualify for this travel credit.
Anniversary Miles: For each anniversary year, Capital One Venture X cardholders receive 10,000 miles. These anniversary miles can be redeemed for travel expenses, including airfare, hotels, car rentals, and more.
Airport Lounge Access: The Capital One Venture X Rewards Credit Card comes with a Priority Pass Select membership, allowing you to access over 1,300 airport lounges worldwide. Plus, you can also access the Capital One Lounge at Dulles International Airport and the Plaza Premium Lounge in Hong Kong International Airport.
Hertz President’s Circle Elite Status: The Capital One Venture X Rewards Credit Card also comes with Hertz President’s Circle Elite Status, which includes car rental upgrades, discounts, and other benefits. Travel Insurance: The Capital One Venture X Rewards Credit Card provides travel accident insurance, lost luggage reimbursement, trip cancellation and interruption insurance, and trip delay reimbursement.
Comparison with Other Premium Travel Credit Cards
While the Capital One Venture X Rewards Credit Card has some unique features and benefits, it’s worth comparing it to other premium travel credit cards to see how it stacks up. Two popular options are the Chase Sapphire Reserve and The Platinum Card from American Express.
The Chase Sapphire Reserve has a $550 annual fee, higher than Capital One Venture X’ $395. The Sapphire Reserve comes with a $300 annual travel credit that is applied automatically, unlike Venture X where you have to charge $250 in travel expenses to your card to qualify for the reward.
The Sapphire Reserve also offers 50,000 sign-up bonus points after you spend $4,000 in the first three months of account opening, while Venture X offers 100,000 bonus miles when you spend $10,000 on purchases within the first six months of account opening. The Platinum Card from American Express, on the other hand, has a $695 annual fee, higher than both Capital One Venture X and Chase Sapphire Reserve.
However, it comes with features such as airport lounge access with the American Express Global Lounge Collection, a $200 annual airline fee credit, and up to a $200 annual credit for Uber rides and food delivery in the US. The Amex Platinum also has a higher earn rate for specific travel expenses than Venture X.
Valuable Capital One Venture X Benefits
Now let’s go over some of the most valuable benefits the Capital One Venture X Rewards Credit Card has to offer:
Early Spend Bonus: The Capital One Venture X Rewards Credit Card offers an early spend bonus. If you spend $10,000 on purchases within the first six months of account opening, you’ll earn 100,000 bonus miles.
That’s equivalent to $1,000 in travel credits. Annual Travel Credit: With the Capital One Venture X Rewards Credit Card, you get an annual $300 travel credit that you can spend on any eligible travel expenses you put on your card.
You must have charged at least $250 in travel expenses to your card to qualify for this travel credit. Anniversary Bonus: Every year, on the cardholder’s account anniversary, Capital One Venture X cardholders receive 10,000 miles.
These anniversary miles can be redeemed for travel expenses, including airfare, hotels, car rentals, and more. Rewards Rate: The Capital One Venture X Rewards Credit Card earns unlimited 10x miles on hotel and rental car bookings made through Capital One Travel and 5x miles on all other travel purchases made with the card.
Additionally, you earn 2x miles per dollar on all other purchases. TSA PreCheck or Global Entry Credit: The Capital One Venture X Rewards Credit Card offers up to $100 in credit for either TSA PreCheck or Global Entry.
This credit is renewed every four years. Airport Lounge Access: As mentioned earlier, cardholders receive a Priority Pass Select membership that gives them access to over 1,300 airport lounges worldwide.
Hertz President’s Circle Elite Status: Cardholders are granted Hertz President’s Circle Elite Status, which includes car rental upgrades, discounts, and other benefits. Redemption Options: Capital One miles can be redeemed for travel bookings through Capital One Travel, cashback, transfer partners, or gift cards.
Capital One Travel: You can book travel through the Capital One Travel portal, where you can choose from a range of flights, hotels, and rental cars. You can also use your miles to book flights with Capital One’s Premier Collection Hotels, which includes premium accommodations worldwide.
Capital One Entertainment: Cardholders can get access to exclusive events and earn cashback rewards on ticket purchases with the Entertainment Access Benefits. Capital One Dining: You can use the Capital One dining service to make restaurant reservations or to attend exclusive dining events.
Travel Protections and Services: Capital One Venture X cardholders receive standard Visa Infinite Concierge service, auto rental collision damage waiver, travel accident insurance, lost luggage reimbursement, trip cancellation and interruption insurance, and trip delay reimbursement. Shopping Protections and Services: Capital One Venture X cardholders receive shopping protections, such as cell phone protection, purchase protection, extended warranty, and return protection.
Free Authorized Users: You can add authorized users to your account for free, and they will receive many of the same benefits as the primary cardholder, such as airport lounge access, Hertz Elite status, and purchase and travel protections. No Foreign Transaction Fees: The Capital One Venture X Rewards Credit Card has no foreign transaction fees, making it a great option for international travelers.
Conclusion
Overall, the Capital One Venture X Rewards Credit Card is a solid choice for anyone looking for a premium travel credit card with a wide range of benefits. While it has a lower annual fee than some of its competitors, it still offers airport lounge access, Hertz Elite status, and other valuable perks that can help make travel more enjoyable and hassle-free.
So if you’re ready to start exploring the world, the Capital One Venture X Rewards Credit Card might just be the perfect credit card for you. 3) How Does Capital One Venture X Compare to Other Credit Cards?
When it comes to premium travel credit cards, the Capital One Venture X Rewards Credit Card, The Platinum Card from American Express, and the Chase Sapphire Reserve are three of the most talked-about options. Here’s how these three cards stack up in terms of key features and benefits:
Annual Fee: The Capital One Venture X Rewards Credit Card has an annual fee of $395, while The Platinum Card from American Express and Chase Sapphire Reserve both have higher annual fees of $695 and $550, respectively.
Rewards Rate: With the Capital One Venture X, cardholders earn unlimited 10x miles on hotel and rental car bookings made through Capital One Travel and 5x miles on all other travel purchases made with the card. You also earn 2x miles per dollar on all other purchases.
The Platinum Card from American Express earns 5x Membership Rewards points on flights booked directly with airlines or with American Express Travel and prepaid hotels booked on amextravel.com, and also 1x point per dollar on all other purchases. Chase Sapphire Reserve earns 3x points on travel (excluding $300 travel credit) and dining purchases and 1 point per dollar spent on all other purchases.
Lounge Access: Each of these credit cards provides access to airport lounges. Capital One Venture X cardholders get a Priority Pass Select membership that allows access to over 1,300 airport lounges worldwide, while The Platinum Card from American Express includes access to the American Express Global Lounge Collection and Priority Pass Select membership.
Finally, Chase Sapphire Reserve customers receive Priority Pass Select access and access to the Chase Sapphire Lounge at LaGuardia Airport. Credits and Bonuses: Capital One Venture X cardholders receive an annual $300 travel credit, $100 credit for either TSA PreCheck or Global Entry, and a sign-up bonus of 100,000 miles when you spend $10,000 in purchases within the first six months of account opening.
Chase Sapphire Reserve cardholders receive a $300 annual travel credit, a sign-up bonus of 50,000 points after spending $4,000 in the first three months of account opening, and up to $60 in DoorDash credits annually. Finally, The Platinum Card from American Express provides a $200 annual airline fee credit, up to $200 annually in Uber credits, and a sign-up bonus of 100,000 Membership Rewards points when you spend $6,000 in purchases within the first six months of account opening.
Shopping Protections: The Capital One Venture X, The Platinum Card from American Express, and Chase Sapphire Reserve all provide purchase protection, extended warranty coverage, and return protection. The Capital One Venture X and Chase Sapphire Reserve also provide cell phone protection.
Travel Insurance: All three of these credit cards provide travel accident insurance, trip cancellation/interruption insurance, lost luggage reimbursement, and trip delay reimbursement. The Platinum Card from American Express also provides baggage insurance, while the Chase Sapphire Reserve offers emergency evacuation and transportation, as well as emergency medical and dental coverage.
Elite Status: Capital One Venture X offers Hertz President’s Circle Elite Status, The Platinum Card from American Express offers elite status with Hilton Honors, Marriott Bonvoy, and Hertz, and Chase Sapphire Reserve offers a 1-year Lyft Pink membership and elite benefits with Avis, National, and Silvercar. Transfer Partners: All three credit cards offer transfer partners, which allow you to transfer your rewards points to other loyalty programs.
The Capital One Venture X Rewards Credit Card partners with popular hotel chains and airlines, while The Platinum Card from American Express offers a variety of hotel and airline transfer partners. Finally, Chase Sapphire Reserve allows you to transfer points to several airlines and hotels.
Overall, the Capital One Venture X Rewards Credit Card is the best option for those looking for a balance of rewards, benefits, and fees. It offers generous rewards and a manageable annual fee, as well as robust benefits like airport lounge access, Hertz elite status, and travel insurance.
However, individual preferences and needs may vary, so it’s worth comparing these credit cards carefully to see which one is the best fit for you. 4) How Hard is it to Get the Capital One Venture X Card?
If you’re interested in applying for the Capital One Venture X Rewards Credit Card, you may be wondering if you meet the credit score requirements for approval. The specific credit score requirement may vary from person to person, depending on several factors like your income and credit history.
However, it’s generally recommended to have a credit score in the range of 740-850 to qualify for a premium credit card like the Capital One Venture X. In addition to your credit score, Capital One will also look at your income, employment status, and existing debt when making a decision about your application.
You may also need to have a good credit history with no late payments, bankruptcies, or other negative items on your credit report. If you’re ready to apply for the Capital One Venture X Rewards Credit Card, you can check your credit score online and review the requirements for approval on the Capital One website.
Keep in mind that applying for too many credit cards at once or having too many hard inquiries on your credit report may lower your credit score, so it’s important to apply strategically and only for cards that you’re most interested in. 5) Does Capital One Venture X Have Purchase Protection?
Yes, the Capital One Venture X Rewards Credit Card does provide purchase protection benefits. Purchase protection can help cardholders in the event that a new purchase is damaged or stolen.
This benefit can also help protect purchases from fraud, giving cardholders more peace of mind while shopping. The Capital One Venture X Rewards Credit Card offers this benefit in the form of Purchase Security, which provides coverage against damage or theft for 90 days from the date of purchase.
Capital One’s website states that this benefit covers “the actual amount charged to your card for the item” up to a maximum of $10,000 per claim and $50,000 per account per 12-month period. Certain items are excluded from this benefit, such as motor vehicles and items purchased for resale.
To take advantage of Purchase Security, cardholders should contact the Capital One customer service team as soon as they discover any damage to a purchase or if it has been stolen. Cardholders will need to provide proof of the purchase and file a claim with the Capital One benefits team.
6) Who is Venture X For? The Capital One Venture X Rewards Credit Card is designed for travelers and rewards seekers who are interested in earning valuable miles and other travel benefits.
If you frequently travel and use credit cards for travel-related expenses, this card may be a good fit for you. The Capital One Venture X Rewards Credit Card’s rewards system allows cardholders to earn 10x miles per dollar on hotel and rental car bookings made through Capital One Travel and 5x miles per dollar spent on all other travel purchases made with the card.
Cardholders can earn 2x miles for every dollar spent on all other purchases. These miles can be redeemed for travel expenses, including airfare, hotels, car rentals, and more.
The card’s annual travel credit, anniversary bonus, early spend bonus, and other benefits can also make it easier and more rewarding for travelers to save on travel expenses and earn valuable rewards. Overall, the Capital One Venture X Rewards Credit Card is an excellent option for anyone who wants to earn valuable miles and other travel benefits while enjoying premium travel and shopping protections.
If you’re a frequent traveler who is looking for a solid travel credit card that offers a wide range of travel rewards and benefits, this card may be a great choice. However, it’s important to consider the annual fee and other factors before applying to ensure that this is the right credit card for your needs.
7) Bottom Line
Overall, the Capital One Venture X Rewards Credit Card is a fantastic option for those who are interested in earning valuable rewards and premium travel benefits. Here are some of the key benefits and value propositions of this credit card:
Earn Valuable Rewards: Cardholders earn unlimited 10x miles on hotel and rental car bookings made through Capital One Travel, 5x miles on all other travel purchases made with the card, and 2x miles per dollar on all other purchases.
These miles can be redeemed for travel expenses, including airfare, hotels, car rentals, and more. Travel Protections: Capital One Venture X offers a variety of travel benefits, including travel accident insurance, lost luggage reimbursement, trip cancellation and interruption insurance, and trip delay reimbursement.
With this card, you can travel with more peace of mind. Premium Travel Benefits: Capital One Venture X offers a Priority Pass Select membership that gives cardholders airport lounge access to over 1,300 lounges worldwide.
You’ll also have access to the Capital One Lounge at Dulles International Airport and the Plaza