Money Analysed

Travel to Europe for Nearly Free: Using Credit Card Rewards

Traveling to Europe is a dream for many people, but the cost of flights, hotels, and transportation can be daunting. However, if you play your credit cards right, you can travel to Europe nearly for free.

In this article, we will guide you through the steps you need to take to make your dream of traveling to Europe a reality. From booking flights using award fares and transferable points to booking hotels using hotel credit cards and using public transportation instead of renting a car, we have got you covered.

Booking flights using award fares and transferable points:

One of the best ways to save money on flights to Europe is by booking award fares using credit card rewards. The Delta SkyMiles program is a great option for this purpose, with frequent award fare sales that can save you hundreds of dollars.

Another great option is the Membership Rewards program, which allows you to transfer points to a variety of airline partners, including Delta, Air France, and KLM Royal Dutch Airlines. You can also consider booking flights using a combination of airline miles and cash to maximize your savings.

Booking hotels using hotel credit cards and taking advantage of rewards:

Hotel credit cards are an excellent way to save money on accommodations. Many hotel credit cards offer an anniversary night, which can be used to offset the cost of a hotel stay.

Additionally, by taking advantage of redemption rates, you can save even more money. For example, the World of Hyatt Credit Card offers favorable redemption rates for hotel stays, and the Wyndham Rewards Earner Plus Card also offers excellent redemption rates that can help save you a lot of money.

Using public transportation instead of rental cars:

Renting a car can be a significant expense when traveling, especially if you are traveling in Europe, where gas prices are higher, and parking can be scarce. Instead of renting a car, consider using public transportation.

Europe has an excellent network of trains and buses that can take you to almost any destination. By purchasing a roundtrip ticket, you can save money on transportation costs as well.

Credit cards used to earn rewards:

There are several excellent credit cards available that can help you earn rewards for your trip to Europe. The Platinum Card from American Express offers numerous travel benefits, including airport lounge access, statement credits for travel expenses, and a wide range of transfer partners.

The American Express Gold Card is also a great option, with lucrative rewards for dining and travel expenses, as well as statement credits for eligible purchases. If you are a business owner, The Blue Business Plus Credit Card from American Express is a great option, offering double points on purchases for your business.

In addition, hotel credit cards such as the World of Hyatt Credit Card and the Wyndham Rewards Earner Plus Card offer excellent redemption rates for hotel stays, as mentioned earlier. Example of a specific trip to Vienna, Austria:

To give you a better idea of how to apply these tips to a specific trip, let’s take a look at an example trip to Vienna, Austria.

For this trip, you can book a flight with multiple layovers in Europe, using Delta One, KLM Royal Dutch Airlines, and Air France. Booking hotels for multiple destinations within Austria can be done using a combination of points, cash, and free anniversary nights from hotel credit cards such as the Wyndham hotel and the Andaz Vienna Am Belvedere.

For more budget-friendly options, consider staying in a hostel with a private room. Using public transportation to travel between destinations is ideal, and you can purchase a roundtrip ticket for train travel.

Finally, to earn rewards for this trip, consider using credit cards such as the Amex Platinum, Amex Gold Card, Hyatt Credit Card, and Wyndham Rewards Earner Plus Card. Conclusion:

In conclusion, traveling to Europe does not have to be an expensive venture.

By using credit card rewards to book flights and hotels, and taking advantage of public transportation instead of renting a car, you can save a significant amount of money. Additionally, by using credit cards such as the Amex Platinum, Amex Gold Card, Hyatt Credit Card, and Wyndham Rewards Earner Plus Card, you can earn valuable rewards to use towards future trips.

With these tips, you can make your dream of traveling to Europe a reality. Focusing on using accumulated points instead of multiple welcome bonuses:

Many people are attracted to travel rewards credit cards mainly because of the sign-up bonuses, which can offer significant rewards in the form of points or miles.

While these bonuses can give a great boost to your rewards account, it is not always the most effective way to save on travel expenses. Instead, it is better to focus on accumulating points through regular purchases and maximizing rewards through card benefits.

Using accumulated points instead of relying on welcome bonuses alone also helps to spread out the redemption so that you get the maximum value for your points. Consistent spending on everyday expenses, such as groceries, gas, and utilities, can accumulate enough points in a year to fund a weekend getaway or even a longer trip.

Maximizing rewards by strategically using credit card benefits:

Using credit card benefits strategically can save you tons of money on travel expenses while earning rewards. Firstly, many credit cards offer statement credits for travel expenses, such as airfare, hotels, and car rentals.

Second, some credit cards offer dining credits that you can use while on your trip. By utilizing travel and dining credits, you can offset the cost of many travel expenses, saving you money in the long run.

Finally, many travel credit cards offer airport lounge access, which can provide a comfortable place to relax before your flight and save you money on food and drinks while traveling. Personal experience of using points to save on travel expenses:

Using accumulated points to save on travel expenses can be effective, and I have personally benefited from this strategy.

By consistently using my travel rewards credit card for all my purchases, I accumulated a significant amount of points that I used to save on travel expenses. Last year, my family and I went on a trip to Europe where we stayed at luxury hotels, flew first class, and enjoyed airport lounge access using the points I had accumulated.

The cost savings were huge, and it was a fantastic experience all round. It’s important to note, however, that it does take diligence and discipline to accumulate these points, as it requires consistent and mindful spending.

Beginner’s guide to travel rewards:

If you are new to travel rewards, it can be overwhelming to navigate the complicated world of credit card rewards. Here is a beginner’s guide to travel rewards:

– Look for a travel credit card with a solid rewards program, such as the American Express Platinum Card or the Chase Sapphire Preferred Card.

– Use your travel credit card for all of your purchases, and pay the balance off each month to avoid interest charges. – Research which rewards program will work best for you.

Do you fly with a particular airline or stay at a particular hotel chain? Look for a card that offers rewards with those partners.

– Familiarize yourself with the card’s benefits, such as travel and dining credits, airport lounge access, and no foreign transaction fees. – Keep an eye on the annual fee charged by the card and make sure the rewards outweigh the cost.

– Set a goal and map out how much you need to spend to earn the points you need to achieve your goal. By following these tips, you can start earning rewards to save on travel expenses.

With time, dedication, and consistency, you can accumulate enough points to fund your dream vacation. In conclusion, using credit card rewards to save on travel expenses is a smart and effective strategy that anyone can use.

Rather than solely relying on welcome bonuses, it is more beneficial to focus on using accumulated points and maximizing rewards through credit card benefits such as statement credits, dining credits, and airport lounge access. Personal experience has shown that with discipline and diligence, consistent use of a travel rewards credit card can yield significant savings on travel expenses.

For beginners, always research the rewards program, familiarize yourself with card benefits, and set a goal. By following these tips, anyone can start earning rewards to save on travel expenses and make their dream vacation a reality.

Popular Posts