Money Analysed

Small Investments Big Returns: Turning $5-$50 into $100

Your Guide to Turning $10 or $20 into $100: Top Strategies to Consider

Have you ever found yourself in a situation where you need to make a quick buck? Maybe you want to save up for a new gadget or go on a holiday.

Whatever your reason may be, there are strategies you can consider to turn your $10 or $20 into $100. In this article, we will explore some of the most effective methods to help you achieve this goal.

Part I: Turning $10 into $100

1. Flipping Online

Flipping refers to the act of buying an item at a low price and selling it at a higher price.

With online shopping becoming increasingly popular, there are plenty of opportunities to flip items online. Here are two approaches to consider.

a) Retail Arbitrage

Retail arbitrage involves buying products from a retail store and selling them at a higher price on different marketplaces like Amazon, eBay, or Facebook marketplace. You can find a product that is on sale or being offered at a discount and resell it at a higher price.

b) Online Marketplaces

Online marketplaces like Craigslist and Facebook Marketplace are great platforms to flip items. You can buy used items, clean them up, and sell them on the same platforms.

Look for items that are in high demand, such as electronics and gadgets. 2.

Real Estate Investing

Real estate is a popular investment opportunity that can yield high returns. While it may seem like something you need a significant amount of money to get into, there are companies that allow you to invest in real estate with a low minimum investment.

3. Print on Demand

Print-on-demand services such as Teespring and Etsy allow you to partner with manufacturers to create unique designs that can be printed on various items such as t-shirts, mugs, and phone cases.

You can create a design, and when someone orders that item, the manufacturer creates it and ships it to your customer. 4.

Facebook Marketplace

Facebook Marketplace is a great way to sell items you already own but no longer use. You can sell used items such as clothing, furniture, and electronics.

These items may not be worth much to you, but they could be valuable to someone else. 5.

Investing in Stocks & ETFs

Investing in stocks and ETFs (Exchange Traded Funds) can provide high yields over time. A great option for investing in stocks and ETFs is to use a robo-advisor.

A robo-advisor is an online platform that uses algorithms to automate investment decisions. 6.

High-Yield Savings Accounts

While not as high-risk as investing in stocks, a high-yield savings account can still provide a substantial return on investment. These accounts offer higher interest rates than traditional savings accounts.

7. Lending Out Money

Lending out money through peer-to-peer lending platforms like LendingClub and Prosper can provide a decent return on investment.

You can lend out money to borrowers who are looking for loans. The platform takes care of the credit check, and you can earn interest on the loan.

8. Cryptocurrency

Cryptocurrency is a relatively new investment opportunity that can be profitable if you make the right choices.

Some popular cryptocurrencies include Bitcoin, Ethereum, and Litecoin. You can buy cryptocurrencies on exchange platforms like Coinbase or Binance.

9. Selling Drinks & Snacks

If you have a busy schedule, selling drinks and snacks can be a quick way to make money.

You can purchase items like water bottles and granola bars in bulk for a low price and sell them for a higher price at events or places where people frequently gather. Part 2: Turning $20 into $100

If you have $20 to invest, you have a bit more wiggle room than if you had only $10.

Here are some additional strategies you can consider:

1. Use a combination of the strategies that we mentioned earlier.

2. Do some mystery shopping.

Mystery shopping companies will pay you to evaluate their clients’ services anonymously. 3.

Participate in paid online surveys. Market research companies offer surveys that pay between $1 and $5 per survey.

4. Sell your skills on Fiverr.

Fiverr is a freelance platform where you can offer your skills and services to clients worldwide. 5.

Invest in a dividend-paying stock. Investing in a company that pays out dividends can provide you with a steady stream of income.

6. Buy low-cost index funds.

Index funds are a collection of stocks that are designed to mimic the performance of the overall stock market.


In conclusion, there are many ways to turn a small amount of money into a substantial return on investment. Whether you are looking to flip items online, invest in stocks, or sell snacks, the key to success is to do your research, be patient, and invest wisely.

Remember, starting small and being consistent is the key to building wealth over time. Part III: How to Turn $50 into $100

If you have $50 to invest, you have a bit more cushion than someone working with $10 or $20.

You can consider more long-term strategies that require a bit more cash upfront, but increase your potential for profit. 1.

Selling Stuff Online

Selling unused or unwanted items online is a great way to make some extra cash. Platforms such as eBay, Craigslist, and Facebook Marketplace allow you to reach a vast audience.

You can sell used items such as clothing, electronics, or furniture. You can even consider flipping items for a higher price.

Check out thrift stores or garage sales for valuable items at a low price. 2.

Starting a Blog

If you enjoy writing about a specific topic or have a particular skill, starting a blog can be a great way to make money online. The key to a successful blog is to pick a niche topic and consistently write about it.

Once you have a following, you can monetize your blog through advertising, sponsorships, or selling products. 3.

Making Money on YouTube

YouTube has become an increasingly popular platform for content creators to make money. You can create videos on topics that you enjoy, such as cooking or fashion.

Once you have a following, you can monetize your content through advertising or sponsorships. 4.

Investing in Real Estate or Dividend Stocks

Real estate and dividend stocks are long-term investment opportunities that can provide significant returns. With $50, you can consider investing in real estate investment trusts (REITs) or dividend-paying stocks.

REITs are companies that invest in income-producing real estate properties, and some dividend stocks pay out a portion of their profits to shareholders. 5.

Starting a Business

Starting a business may seem daunting, but with the rise of e-commerce, it has become easier than ever before. You can start a drop-shipping business which allows you to sell products to customers without carrying any inventory.

Alternatively, you can start a service-based business such as freelance writing or graphic design. Part IV: How to Turn $5 into $100

If you only have $5 to start with, there are still opportunities to grow your investment.

The strategy here is to buy cheap products that you can flip for a higher price. 1.

Flipping Cheap Products for a Higher Price

One of the most straightforward ways to turn $5 into $100 is to find cheap products to flip. You can check local thrift stores, dollar stores, or clearance sections of retail stores to find items at a low price.

Then, you can resell those items on platforms like Amazon, eBay, or Craigslist for a higher price. Some popular items to flip include phone cases, watches, jewelry, and toys.

You can also consider buying items in bulk to get a lower price per item and increase your profit margin.


There are various strategies you can use to turn your small investment of $5, $10, $20, or $50 into $100. By flipping items online, investing in stocks and real estate, starting a blog or YouTube channel, or even starting your own business, you can grow your investment over time.

Remember, it’s crucial to do your research and invest wisely. Starting small and being consistent is the key to success.

Regardless of the amount of money you have to invest, there are numerous strategies you can consider to turn a small sum into a substantial return on investment. Starting with $5 and moving upwards, we have explored different tactics that can help you achieve your financial goals.

In today’s world, where access to information and technology is widespread, there has never been a better time to explore the many avenues available to turn a small sum of money into something significant. No matter how small your initial investment is, it is essential to think creatively and set long-term investment goals.

One thing to keep in mind is that investing money always involves some degree of risk and can sometimes come with quick losses. It’s crucial to stay informed and educated on the latest market trends and consider the risks and rewards before making any investment decisions.

To start, consider flipping items or selling unused goods online. Investing in stocks, real estate, and other opportunities can also yield high returns over time.

Additionally, starting a blog, YouTube channel or business can expand your income potential and lead to more significant returns down the road. Ultimately, the key to investing successfully lies in setting long-term financial goals and building a strong portfolio over time.

Starting small and being consistent, whether through saving and investing money regularly or expanding your income streams with creative undertakings, will allow you to achieve your financial goals in due course. The most important thing to remember is not to let fear or a lack of resources prevent you from pursuing your financial goals.

There are always opportunities to grow and succeed, no matter your starting point or current circumstances. With a bit of creativity, savvy decision-making, and careful planning, anyone can transform small investments into significant gains.

In conclusion, take your first steps today, stay informed, educate yourself, and stay committed to growing your income and building a prosperous future. With the right mindset and determination, anything is possible.

Start small, aim high, and achieve your financial goals. In conclusion, this article explored various strategies to turn a small sum of money into a significant return on investment.

Whether it is through flipping items online, investing in real estate and stocks, starting your own business, or creating content on YouTube, there are several ways to grow your income potential. It is vital to remember that investing comes with risks and rewards, and it is essential to stay informed, set long-term financial goals, and remain committed to achieving them.

Overall, with creativity, determination, and careful planning, anyone can transform small investments into substantial gains and build a prosperous future.

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