Money Analysed

Protect Your Home and Wallet with Choice Home Warranty

Choice Home Warranty: Protecting Your Home and Wallet

Maintaining a home is no easy feat, and unexpected breakdowns can put a serious dent in your finances. Fortunately, Choice Home Warranty offers comprehensive protection for your home’s systems and appliances at an affordable price.

In this article, we’ll explore the various plan options, service fees, contract coverage, and how to request a quote from Choice Home Warranty. We’ll also dive into the nitty-gritty of what’s covered and the limitations and exclusions you should keep in mind.

Plan Options: Basic Plan and Total Plan

Choice Home Warranty offers two main plan options: the Basic Plan and the Total Plan. The Basic Plan covers major systems like plumbing, electrical, and heating, as well as major appliances such as your refrigerator, oven, and garbage disposal.

If you’re looking for more extensive coverage, the Total Plan includes everything in the Basic Plan plus coverage for additional systems and appliances like your air conditioning, washer/dryer, and ceiling fans.

Service Fees and Availability

When it comes to service fees, Choice Home Warranty has a flat rate of $60, which is a steal compared to other providers. And, Choice Home Warranty services all 50 states, making it easy to get the help you need no matter where you live.

Contract Coverage

Once you sign up for a plan with Choice Home Warranty, you’ll be covered for a full year. In addition to basic coverage, there are also add-ons available to further enhance your contract coverage.

For example, add-on protection for your pool, spa, or well pump can be added at an additional cost.

How to Get a Quote from Choice Home Warranty

Getting a quote from Choice Home Warranty is quick and easy. Simply visit their website and provide information about your home and the systems and appliances you want covered.

From there, you’ll receive a quote tailored to your specific needs.

Maximizing Savings with Choice Home Warranty

If you’re looking to maximize your savings, consider opting for their single-payment plan. With this option, you simply pay for the entire year upfront and receive a discounted rate.

This can save you hundreds of dollars compared to the monthly payment plan. Now, let’s take a closer look at what’s covered under your Choice Home Warranty plan.

What Is Covered by Choice Home Warranty: Systems and Appliances

Choice Home Warranty provides coverage for a range of systems and appliances that are vital to your home’s functionality. These include:

1.

Plumbing system

2. Electrical system

3.

Heating system

4. Air conditioning (with the Total Plan)

5.

Water heater

6. Appliances such as your refrigerator, oven, and dishwasher

7.

Garbage disposal and trash compactor

8. Ductwork

9.

Ceiling fans (with the Total Plan)

10. Garage door opener

Add-On Coverage Options

While Choice Home Warranty’s basic coverage is comprehensive, add-on options are available for additional protection. Some of these additional coverage options include:

1.

Pool and spa coverage

2. Well pump coverage

3.

Limited roof leak coverage

4. Septic system coverage

Limitations and Exclusions

It’s important to remember that while Choice Home Warranty covers a wide range of systems and appliances, there are limitations and exclusions to be aware of. Some of these include:

1.

Pre-existing conditions

2. Exclusions on certain types of damage or wear and tear

3.

Claim limits on some items, such as window air conditioning units

4. Liability for certain damages, such as environmental damage

In conclusion, Choice Home Warranty provides comprehensive coverage for a wide range of systems and appliances at an affordable price.

With options like the Basic Plan and Total Plan, add-on coverage options, and service fees, Choice Home Warranty ensures that you’ll be covered when unexpected breakdowns occur. So don’t wait until it’s too late to protect your home and your wallet.

Contact Choice Home Warranty today to get started. Understanding Choice Home Warranty: Legitimacy,

Comparison with American Home Shield, Roof Leaks Coverage, Home Inspections, and Home Warranty versus Homeowner’s Insurance

When it comes to home warranties, there are a lot of providers out there.

Choice Home Warranty is one of the leading companies in the industry, but is it legitimate? How does it compare to other major players like American Home Shield?

In this article, we’ll explore these questions and more. Is Choice Home Warranty Legitimate?

One of the first things you might be wondering is if Choice Home Warranty is a legitimate company. The short answer is yes.

The company has been in business since 2008 and is accredited by the Better Business Bureau (BBB) with an A+ rating. Choice Home Warranty also has a large number of positive reviews from customers, which is a good sign that they are a reputable company.

Comparison with American Home Shield

Another major player in the home warranty industry is American Home Shield (AHS). AHS also has a solid reputation and has been around since 1971.

While both companies offer comprehensive coverage, there are some differences to consider. One major difference is pricing.

Choice Home Warranty tends to have lower annual premiums than AHS. However, AHS is known for offering more add-on options, which can provide more customized coverage options.

Additionally, AHS has a larger network of contractors, which can be beneficial if you live in a more rural area where contractors may be scarce. Does Choice Home Warranty Cover Roof Leaks?

Roof leaks can be a major headache for homeowners. So, does Choice Home Warranty cover this type of damage?

The answer is yes and no. While roof leaks are not covered under the basic plan, Choice Home Warranty does offer limited roof leak coverage as an add-on option.

This can provide some peace of mind if you live in an area where roof damage is common. Do You Need a Home Inspection to Get a Home Warranty?

Another question you may have is if you need a home inspection in order to get a home warranty. The short answer is no.

Most home warranty providers, including Choice Home Warranty, do not require a home inspection prior to coverage. However, it’s worth noting that pre-existing problems are typically not covered, so it’s important to be aware of any issues with your home’s systems and appliances before signing up for a plan.

Home Warranty vs. Homeowner’s Insurance

Finally, it’s important to understand the difference between a home warranty and homeowner’s insurance.

While both can provide protection for your home, they cover different types of issues. Homeowner’s insurance is typically focused on major damage caused by things like fires or natural disasters.

A home warranty, on the other hand, is focused on providing coverage for your home’s systems and appliances due to normal wear and tear. In conclusion, Choice Home Warranty is a legitimate company that offers comprehensive coverage for your home’s systems and appliances.

While there are other players in the industry, like American Home Shield, Choice Home Warranty offers competitive pricing and add-on options to customize your coverage. And, with limited roof leak coverage available, Choice Home Warranty can help protect your home from the unexpected.

Just remember to keep pre-existing problems in mind and understand the difference between a home warranty and homeowner’s insurance to ensure you have the right type of coverage for your needs. In summary, Choice Home Warranty is a reputable company that offers affordable coverage options for your home’s systems and appliances.

Their plans, including the Basic Plan and Total Plan, provide comprehensive coverage, while add-ons like limited roof leak coverage can provide extra protection. It’s important to understand the differences between home warranties and homeowner’s insurance, and to be aware of any pre-existing problems with your home’s systems and appliances.

With several providers to choose from, it’s also beneficial to compare pricing and coverage options to find the right plan for your needs. Ultimately, having a home warranty can provide peace of mind and help protect your finances in the event of unexpected breakdowns.

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