Money Analysed

Maximizing Your Marriott Rewards: A Guide to the Bonvoy Brilliant Card

Introduction to Marriott Bonvoy Brilliant American Express Card

As a frequent traveler, one of the best things you can do is invest in a credit card that gives you rewards and benefits that match your lifestyle. If you are a fan of Marriott Hotels and Resorts, then the Marriott Bonvoy Brilliant American Express Card might be just what you need.

This credit card offers a range of benefits that make it ideal for anyone who loves to stay at Marriott properties and wants to get more value for their money. In this article, we will explore the benefits of the Marriott Bonvoy Brilliant American Express Card and discuss who would benefit most from having this credit card.

Benefits of Marriott Bonvoy Brilliant American Express Card

The Marriott Bonvoy Brilliant American Express Card comes with a range of benefits that can be classified into the following categories:

1. Marriott Bonvoy Elite status: When you sign up for the Marriott Bonvoy Brilliant American Express Card, you automatically become a Gold Elite member.

This gives you access to a range of benefits, including room upgrades, late checkout, and bonus points on every stay. 2.

Rewards points: The Marriott Bonvoy Brilliant American Express Card gives you 6 points for every dollar spent at Marriott properties. You also earn 3 points for every dollar spent on restaurant purchases and airline tickets, and 2 points for every dollar spent on all other purchases.

These points can be redeemed for free stays at Marriott properties, flights, car rentals, and other rewards. 3.

Annual free night: Every year on your card anniversary, you receive a free night at any Marriott property that costs up to 50,000 points. 4.

Priority Pass Select membership: The Marriott Bonvoy Brilliant American Express Card comes with a Priority Pass Select membership that gives you access to over 1,000 airport lounges worldwide. 5.

Global Entry or TSA PreCheck fee credit: You receive a credit of up to $100 every four years for either Global Entry or TSA PreCheck application fees. 6.

Luxury hotel benefits: When you stay at Ritz-Carlton or St. Regis properties, you receive additional benefits, including room upgrades, daily breakfast, and late checkout. Who should get the Marriott Bonvoy Brilliant American Express Card?

The Marriott Bonvoy Brilliant American Express Card is ideal for frequent Marriott visitors who want to maximize their rewards and benefits. If you are someone who regularly stays at Marriott properties and spends a significant amount of money on hotel stays and other travel-related expenses, this credit card can help you save money and earn rewards.

Business travelers who frequently travel for work and stay at Marriott properties can also benefit from this credit card. The rewards points earned from this card can be redeemed for additional travel and lodging expenses, which can save companies money on business expenses.

Individuals who travel frequently and use credit cards that charge foreign transaction fees can benefit from the Marriott Bonvoy Brilliant American Express Card as well. This credit card does not charge foreign transaction fees, which can save you money when traveling internationally.

Conclusion

In conclusion, the Marriott Bonvoy Brilliant American Express Card is an excellent option for frequent Marriott visitors and anyone looking to maximize their rewards and benefits with a credit card. With its range of benefits and rewards points, this credit card can help you save money on travel and lodging while also providing additional benefits such as airport lounge access and free nights at Marriott properties.

If you are considering a new credit card and love to stay at Marriott properties, the Marriott Bonvoy Brilliant American Express Card is definitely worth considering.

Card Basics and Benefits

The Marriott Bonvoy Brilliant American Express Card is designed for frequent travelers who stay at Marriott properties and want to make the most of their stays. This credit card comes with a range of benefits that make it a must-have for anyone who appreciates luxury travel and top-of-the-line perks.

Here’s a closer look at some of the major perks of the card:

1. Platinum Elite Status: When you sign up for the Marriott Bonvoy Brilliant American Express Card, you automatically become a Gold Elite member.

However, if you spend $75,000 on your card in a calendar year, you are upgraded to Platinum Elite status. This comes with a range of benefits, including room upgrades, complimentary breakfast, and lounge access.

2. Rewards Points: The Marriott Bonvoy Brilliant American Express Card offers cardholders 6 points for every dollar spent at Marriott properties.

You can also earn 3 points for every dollar spent on restaurant purchases and airline tickets, and 2 points for every dollar spent on all other purchases. These points can be redeemed for free stays at Marriott properties, flights, car rentals, and other rewards.

3. Annual Free Night: Every year on your card anniversary, you receive a free night at any Marriott property that costs up to 50,000 points.

This can save you hundreds of dollars on your next hotel stay. 4.

Priority Pass Lounge Access: The Marriott Bonvoy Brilliant American Express Card comes with a Priority Pass Select membership that gives you access to over 1,000 airport lounges worldwide. This can be a lifesaver when you need a comfortable and quiet place to wait for your flight.

5. Global Entry or TSA PreCheck Fee Credit: You receive a credit of up to $100 every four years for either Global Entry or TSA PreCheck application fees.

This benefit can save you time and hassle when traveling.

Drawbacks of the Card

While the Marriott Bonvoy Brilliant American Express Card comes with a range of benefits, it does have some drawbacks that potential cardholders should be aware of. Here are some of the potential downsides of the card:

1.

Annual Fee: The Marriott Bonvoy Brilliant American Express Card comes with a $450 annual fee. While this fee is typical for premium travel rewards credit cards, it can be a significant expense for some people.

However, the card’s benefits and rewards can offset this fee for frequent travelers. 2.

Point Value: The point value for Marriott Bonvoy rewards can vary depending on the property and the time of year. This means that sometimes it may take more points to book a room than at other times, and the value of those points may fluctuate.

Cardholders need to be aware of the point value and use their points strategically to get the most out of them. 3.

Limited Redemption Options: While Marriott Bonvoy rewards points can be redeemed for a range of travel-related expenses, they may not be as flexible as some other rewards programs. For example, you cannot transfer Marriott Bonvoy points to other loyalty programs.

This means that you have to use your points for Marriott-related travel and lodging expenses. 4.

Higher Spending Threshold for Platinum Elite Status: In order to reach Platinum Elite status, cardholders need to spend $75,000 on their card in a calendar year. This spending threshold may be too high for some cardholders, limiting their ability to enjoy the benefits of this status.

Conclusion

Overall, the Marriott Bonvoy Brilliant American Express Card has a lot of benefits that make it a great choice for frequent travelers who stay at Marriott properties. While it does have some drawbacks, the rewards, benefits, and travel perks it offers are well worth considering.

If you’re a frequent traveler who wants to earn points and enjoy luxury travel, the Marriott Bonvoy Brilliant American Express Card is definitely worth exploring.

Earning and Redeeming Marriott Bonvoy Points

The Marriott Bonvoy Brilliant American Express Card is an excellent credit card for Marriott loyalists. One of the biggest benefits of the card is the ability to earn Marriott Bonvoy points, which can be redeemed for a variety of travel-related expenses.

Here’s a closer look at how to earn and redeem Marriott Bonvoy points:

Methods of Earning Marriott Bonvoy Points Using the Card

1. Marriott property stays: The Marriott Bonvoy Brilliant American Express Card offers 6 points for every dollar spent at Marriott properties.

This means that every time you stay at a Marriott property, you’re earning points that can be redeemed for future stays or other travel-related expenses. 2.

Restaurants and flights: Cardholders can also earn 3 points for every dollar spent on restaurant purchases and airline tickets. This means that if you dine out frequently or travel frequently by airplane, you can earn significant rewards points.

3. Everyday spending: The Marriott Bonvoy Brilliant American Express Card offers 2 points for every dollar spent on all other purchases.

This includes groceries, gas, and other everyday expenses.

Tips for Maximizing the Value of Marriott Bonvoy Points

1. Book in advance: Marriott Bonvoy rewards points can be used to book hotel stays, flights, and car rentals.

However, to get the most value out of your points, it’s best to book in advance. Booking early can help you secure the best rates and ensure that you get the best value for your points.

2. Take advantage of promotions: Marriott frequently offers promotions that allow cardholders to earn bonus points.

Keep an eye on your email and the Marriott website for these promotions. 3.

Use points for luxury stays: Marriott Bonvoy points can be used to book stays at a range of properties, from budget-friendly options to luxury hotels. To get the most value out of your points, consider using them for luxury stays that would otherwise be out of your budget.

4. Transfer to airline partners: Marriott Bonvoy also allows cardholders to transfer their points to airline partners, which can be redeemed for flights.

Transferring your points to airline partners can sometimes offer better value than booking a hotel stay or other travel-related expenses.

Marriott Bonvoy Brilliant American Express Card Transfer Partners

The Marriott Bonvoy Brilliant American Express Card also allows cardholders to transfer their Marriott Bonvoy points to various airline partners. These transfer partners include:

1.

Delta Airlines: Delta SkyMiles members can transfer Marriott Bonvoy points at a rate of 3:1. 2.

JetBlue Airways: JetBlue TrueBlue members can transfer Marriott Bonvoy points at a rate of 6:1. 3.

United Airlines: United MileagePlus members can transfer Marriott Bonvoy points at a rate of 3:1. 4.

Alaska Airlines: Alaska Mileage Plan members can transfer Marriott Bonvoy points at a rate of 3:1. 5.

British Airways: British Airways Executive Club members can transfer Marriott Bonvoy points at a rate of 3:1. 6.

Emirates Skywards: Emirates Skywards members can transfer Marriott Bonvoy points at a rate of 3:1. 7.

Virgin Atlantic: Virgin Atlantic Flying Club members can transfer Marriott Bonvoy points at a rate of 3:1. Transferring your points to an airline partner can be a great way to get more value out of your rewards points.

However, it’s important to do your research and make sure you’re getting the best value for your points before making the transfer.

Conclusion

The Marriott Bonvoy Brilliant American Express Card offers a range of benefits and rewards that make it an excellent choice for frequent travelers who stay at Marriott properties. By earning Marriott Bonvoy points and taking advantage of transfer partners and promotions, cardholders can get even more value out of their rewards.

Whether you’re looking to book a luxurious hotel stay or redeem points for flights, the Marriott Bonvoy Brilliant American Express Card can help you get there.

Marriott Bonvoy Brilliant American Express Card FAQs

The Marriott Bonvoy Brilliant American Express Card can be a powerful tool for frequent travelers who stay at Marriott properties. However, as with any credit card, there may be some questions and concerns that arise.

Here are some frequently asked questions about the Marriott Bonvoy Brilliant American Express Card:

1. What are the requirements for getting approved for the Marriott Bonvoy Brilliant American Express Card?

To be approved for the Marriott Bonvoy Brilliant American Express Card, you must have good to excellent credit and a steady income. American Express does not disclose specific guidelines for approval, but generally, a credit score of 700 or higher is recommended.

2. Does the Marriott Bonvoy Brilliant American Express Card charge foreign transaction fees?

No, the Marriott Bonvoy Brilliant American Express Card does not charge foreign transaction fees. This makes it an excellent choice for international travel.

3. Does the Marriott Bonvoy Brilliant American Express Card come with travel insurance?

Yes, the Marriott Bonvoy Brilliant American Express Card comes with a range of travel insurance benefits, such as trip cancellation and interruption insurance, baggage insurance, and travel accident insurance. Cardholders can check with American Express for more specific details on the coverage.

4. What are the fees associated with the Marriott Bonvoy Brilliant American Express Card?

The Marriott Bonvoy Brilliant American Express Card comes with a $450 annual fee. However, this fee is offset by the card’s numerous benefits and rewards.

5. Can I use my Marriott Bonvoy Brilliant American Express Card for everyday purchases?

Yes, the Marriott Bonvoy Brilliant American Express Card can be used for everyday purchases. Cardholders earn 2 points for every dollar spent on all other purchases, not just Marriott-related expenses.

Other Cards to Consider

While the Marriott Bonvoy Brilliant American Express Card is an excellent option for frequent travelers who stay at Marriott properties, it may not be the best choice for everyone. Here are some alternative credit cards to consider:

1.

Chase Sapphire Reserve: The Chase Sapphire Reserve offers similar benefits to the Marriott Bonvoy Brilliant American Express Card, such as a Priority Pass Select membership and redemption options for travel expenses. However, it offers more flexibility in terms of redeeming points, as well as a lower annual fee of $550.

2. Capital One Venture Rewards Credit Card: The Capital One Venture Rewards Credit Card offers a flat rate of 2 miles per dollar on all purchases, making it an excellent option for everyday spending.

It also offers flexible redemption options, such as transferring miles to airline partners or using them for statement credits. 3.

Hilton Honors American Express Aspire Card: If you prefer Hilton properties over Marriott properties, the Hilton Honors American Express Aspire Card might be a better option. It offers similar benefits to the Marriott Bonvoy Brilliant American Express Card, such as elite status and a free annual night, but it is tailored to Hilton properties.

4. American Express Gold Card: The American Express Gold Card offers a range of benefits for food and travel, making it an excellent option for foodies and frequent travelers.

It offers 4x points at restaurants worldwide and 3x points on flights booked directly with airlines. It also comes with a low annual fee of $250.

Conclusion

The Marriott Bonvoy Brilliant American Express Card is an excellent credit card for frequent travelers who stay at Marriott properties. However, it may not be the best choice for everyone.

By considering alternative credit cards and asking common questions about the Marriott Bonvoy Brilliant American Express Card, potential cardholders can make a more informed decision about which credit card is right for them. The Marriott Bonvoy Brilliant American Express Card is an excellent option for frequent travelers who stay at Marriott properties and want to maximize their rewards and benefits.

By earning Marriott Bonvoy points and taking advantage of transfer partners and promotions, cardholders can get even more value out of their rewards. While the card has some drawbacksa high annual fee, limited redemption options, a higher spending threshold for Platinum Elite statusunderstanding the card’s strengths and weaknesses can help you make an informed decision about whether it’s the right card for you.

And while the Marriott Bonvoy Brilliant American Express Card may not be the best fit for everyone, there are alternative credit cards to consider when looking for a rewards card that meets your particular needs. Ultimately, the key is to do your research, weigh the pros and cons, and choose the card that offers the benefits and rewards that align with your lifestyle and goals.

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