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Maximizing Your Google Ads Spend: The Best Credit Cards for Rewards Programs

Maximizing Your Google Ads Spend: The Best Credit Cards for Rewards Programs

As the world shifts towards online marketing, Google Ads has become an essential tool for businesses to reach their target audiences. However, advertising budgets can quickly add up, leaving business owners searching for ways to save money and maximize their rewards earnings.

One solution is to use credit cards to pay for Google Ads expenses. In this article, we will cover the best credit cards for Google Ads spending and the benefits of earning rewards on ad spend.

By the end of this article, you’ll have a clear idea of how to optimize your rewards program and make the most of your Google Ads spend.

Best Credit Cards for Google Ads Spending

When it comes to choosing a credit card for Google Ads spending, there are a few things to keep in mind. First, you want to select a credit card with a rewards program that offers generous points, cash back, or other valuable benefits.

You also want to find a credit card that best aligns with your business needs. 1.

Ink Business Preferred Credit Card

The Chase Ink Preferred offers an attractive rewards program, earning three points per $1 spent on the first $150,000 in combined purchases for travel, shipping, internet, cable and phone services, and advertising purchases made with social media sites and search engines. This card also offers a 25% bonus when redeeming through the Chase Ultimate Rewards program.

2. American Express Business Gold Card

The American Express Business Gold Card has a reward program that allows members to earn high Membership Rewards points.

Cardholders earn four Membership Rewards points per $1 spent in the two categories they spend the most each billing cycle, including advertising on social media and search engines. Members can also earn a 25% points back after using Pay with points for eligible purchases on AmexTravel.com.

3. Capital One Spark Cash Plus

The Capital One Spark Cash Plus offers an excellent cash back rewards program.

Cardholders can earn 2% cash back on every purchase, with no limits or tiers. The card also offers a one-time $500 cash bonus after spending $4,500 in the first 3 months of account opening.

Billing Threshold Optimization

Many businesses benefit from Google Ads’ billing threshold program, allowing them to accrue ad spend that’s paid off once they reach a set limit. However, some businesses may want to optimize their billing threshold to ensure they earn the most rewards possible.

One solution is to use a credit card with a high credit limit, such as the Business Platinum Card from American Express. This premium travel card lets users finance up to $150,000 at a time and also provides elite travel perks such as lounge access, upgrades, and a $200 airline fee credit.

Other Rewards Cards for Additional Ad Spend

Many other credit cards offer rewards points for advertising expenses. For example, the Hyatt Credit Card offers three points per $1 spent on all advertising purchases, while the Delta SkyMiles Reserve Card offers two miles per $1 spent on all purchases.

Benefits of Using Credit Cards for Google Ads Spend

The primary benefit of using credit cards for Google Ads spend is maximizing rewards earnings. Whether it’s earning Membership Rewards points or cash back, rewards programs provide a significant incentive for businesses to use credit cards for ad spend.

Some of the top benefits of earning rewards on ad spend include:

1. Maximize Rewards Earnings

Maximizing rewards earnings means optimizing a rewards program to earn as many points or benefits as possible.

Using credit cards to pay for Google Ads expenses can ensure you earn rewards on every transaction and get the most value for your advertising dollars. The key is finding a credit card with a rewards program that best aligns with your business goals.

2. Receive Lucrative Rewards, Free Travel, or Cash Back

Different credit cards offer different types of rewards.

Some rewards are travel-focused, such as airline miles or hotel points, while others offer cash back or statement credits. Depending on what type of rewards you want, you can choose the credit card that best meets your needs.

3. Access to Premium Travel Perks

Using a credit card for business travel purposes can also provide access to premium travel perks, such as airport lounge access, complimentary upgrades, and priority boarding.

Additionally, many premium travel cards offer travel insurance, rental car coverage, and other valuable benefits.

Conclusion

Using credit cards to pay for your Google Ads expenses can provide significant rewards benefits if used wisely. By selecting a credit card with a generous rewards program that aligns with your business goals, you can maximize your rewards earnings and reap the benefits of cash back, statement credits, free travel, and premium travel perks.

Managing Multiple Credit Cards: Tips for Success

Using credit cards for Google Ads spending can earn businesses significant rewards, but handling multiple credit cards can be challenging. In this article, we’ll cover three tips for managing multiple credit cards, including pre-charging credit cards with a Google Ads spending limit, considering the Chase 5/24 rule, and developing a strategy for using and managing multiple credit cards efficiently.

1. Pre-Charge Credit Cards with a Google Ads Spending Limit

One way to manage multiple credit cards for Google Ads spending is to pre-charge each card with a set spending limit.

This approach can help businesses budget and control their ad expenses while still earning rewards from multiple credit cards. To do this, businesses can determine their monthly Google Ads spending budget and divide it among their credit cards.

For example, if they have three credit cards and a $10,000 monthly budget, they could charge $3,000 each to two credit cards and $4,000 to the third. This strategy ensures they only use the set amounts for ad spend and prevent overspending.

By pre-charging their credit cards with a Google Ads spending limit, businesses can monitor spending efficiently and prevent going over budget. This approach is especially useful for businesses that prefer to have their ad expenses separate from other business expenses.

2. Consider the Chase 5/24 Rule

The Chase 5/24 rule restricts the number of credit cards a person can apply for within a 24-month period.

Businesses applying for multiple credit cards should consider this rule to save time and avoid disappointment. The 5/24 rule means someone can’t get approved for some of Chase’s credit cards if they’ve opened five or more credit cards from any bank (not just Chase) within the past 24 months.

While it doesn’t apply to all Chase credit cards, it’s important to be aware of it when applying for multiple Chase credit cards. This rule is crucial when developing a credit card strategy and managing the number of credit cards you apply to and utilize efficiently.

3. Develop a Strategy for Using and Managing Multiple Credit Cards Efficiently

Creating a credit card strategy can be beneficial for businesses that want to earn rewards from multiple credit cards and manage them effectively.

It helps prioritize each card and ensures businesses use them in a way that benefits their rewards program and financial goals. To develop a credit card strategy, businesses can follow a few simple steps:

Step 1: Establish goals.

The first step is to determine your financial, travel, or rewards goals and the type of rewards you want to accumulate. This helps businesses identify which credit cards best align with their goals and helps them make informed decisions.

Step 2: Identify which cards to use. After establishing their goals, companies can identify which credit cards best suit their Google Ads spend needs.

This includes cards that offer high points or cash back rewards for advertising expenses and premium travel credit cards that provide travel perks and benefits. Step 3: Define a budget.

Creating a budget for each credit card can help businesses stay on track and prevent overspending. It’s important to allocate a specific amount for each credit card, as agreed upon during the pre-charging process.

Step 4: Track spending and balances. It’s also essential to monitor and track expenses to ensure that businesses stay within their budget.

With the technological tools available today, it’s relatively easy to organize multiple cards and track balances. Step 5: Consider automating payments.

Automating payments can help businesses avoid late payments, which can be detrimental to their credit score and affect future approval for credit applications. It also helps prevent missing monthly payments and incurring interest charges and penalty fees.

Final Thoughts

Managing multiple credit cards for Google Ads spending requires active monitoring and an efficient strategy. Pre-charging credit cards with a Google Ads spending limit, considering the Chase 5/24 rule, and developing a credit card strategy are some of the tips for managing credit cards effectively.

These best practices can help businesses stay on track with their budget and ensure they earn the maximum reward for their Google Ads spending. In conclusion, managing multiple credit cards for Google Ads spending can be challenging, but it’s possible to do successfully with the right approach.

Pre-charging credit cards with a Google Ads spending limit can help businesses stick to their budget, and considering the Chase 5/24 rule can save time. Developing a credit card strategy can be an efficient way to manage multiple cards, and it’s important to monitor spending and automate payments to avoid late fees.

By following these tips, businesses can maximize their rewards and use multiple credit cards effectively.

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