Money Analysed

Maximize Your Travel Rewards with the Delta SkyMiles Platinum Business Card

Attention small- to medium-sized business owners and frequent-flyers! If you’re looking for a credit card that offers you top-notch travel perks and generous reward programs, the Delta SkyMiles Platinum Business American Express Card may be the perfect fit for you. This premium travel card offers an array of benefits that are sure to make your travel experience more enjoyable and hassle-free.

Let’s dive into the details.

Card Features and Benefits

The Delta SkyMiles Platinum Business American Express Card is designed for small- to medium-sized business owners and frequent flyers who want to earn valuable rewards on both travel and everyday purchases. Here’s what the card has to offer:

– Frequent-flyer miles: With this card, you can earn up to 45,000 bonus miles per year.

You’ll earn 3X miles on eligible purchases made directly with Delta and on hotel stays, and 1.5X miles on eligible purchases of $5,000 or more (up to 50,000 additional miles per year). On all other eligible purchases, you’ll earn 1X miles.

– Travel insurance: The card comes with travel insurance benefits, including trip cancellation and interruption insurance, car rental loss and damage insurance, and baggage insurance. – Free checked bag: You and up to eight travel companions can each check your first bag for free on every Delta flight.

– MQMs: You can earn up to 20,000 Medallion Qualification Miles (MQMs) per year, which will help you qualify for Delta Medallion status. – SkyMiles: You can redeem your miles for flights, seat upgrades, and other travel perks through Delta’s SkyMiles program.

– Global Entry or TSA PreCheck: You’ll receive a statement credit for the application fee for either Global Entry or TSA PreCheck. – Cell phone protection: If you pay your monthly cell phone bill with your Delta SkyMiles Platinum Business American Express Card, your phone will be protected against damage or theft (up to $800 per claim and $1,000 per year).

– Early boarding: You’ll be able to board your Delta flight early, before general boarding. – In-flight discounts: You’ll receive a 20% discount on in-flight purchases of food, beverages, and audio headsets.

Who Should Get the Card? The Delta SkyMiles Platinum Business American Express Card is ideal for small- to medium-sized business owners who frequently fly with Delta and want to earn valuable rewards on both travel and everyday purchases.

If you’re looking for a credit card that comes with top-notch travel perks, such as free checked bags, early boarding, and in-flight discounts, this card is definitely worth considering. Moreover, if you’re always on-the-go, and travel is an integral part of your life, this card is perfect for you.

The card’s reward program, which offers up to 45,000 bonus miles per year, can be very beneficial to frequent-fliers, particularly those who are loyal to Delta and who want to take advantage of its extensive network of flights and destinations.

Card Basics

Now that we’ve covered the card’s features and benefits and who should get it, let’s take a closer look at the card’s basics:

– Rewards Rates: As mentioned earlier, you can earn up to 45,000 bonus miles per year. You’ll earn 3X miles on eligible purchases made directly with Delta and on hotel stays, and 1.5X miles on eligible purchases of $5,000 or more (up to 50,000 additional miles per year).

On all other eligible purchases, you’ll earn 1X miles. – Annual Fee: Unlike some other travel credit cards, the Delta SkyMiles Platinum Business American Express Card comes with a $250 annual fee.

However, if you’re someone who travels frequently and wants to earn valuable rewards on your purchases, this fee could be worth it. – Other Delta SkyMiles Card Options: If you don’t think the Delta SkyMiles Platinum Business American Express Card is the right fit for you, Delta offers two other small business credit cards: the Delta SkyMiles Reserve Business American Express Card and the Delta SkyMiles Gold Business American Express Card.

The Reserve card comes with a higher annual fee ($550), but it also offers more generous rewards and benefits. The Gold card, on the other hand, comes with a lower annual fee ($99), but its rewards and benefits are also less extensive.

Conclusion

In conclusion, the Delta SkyMiles Platinum Business American Express Card is an excellent choice for small- to medium-sized business owners and frequent flyers who want to earn valuable rewards on both travel and everyday purchases. Its array of travel perks and benefits, such as free checked bags, early boarding, and in-flight discounts, make it a great option for those who are always on-the-go.

If you’re looking for a credit card that offers generous rewards and valuable benefits, the Delta SkyMiles Platinum Business American Express Card is definitely worth considering. Looking for a credit card that offers top-tier benefits and rewards?

Look no further than the Delta SkyMiles Platinum Business American Express Card. With a variety of perks and benefits designed to make your travel experience more enjoyable and convenient, this card is the perfect choice for frequent-flyers and small- to medium-sized business owners.

In this article, we’ll explore the many benefits and perks that come with the Delta SkyMiles Platinum Business American Express Card, as well as how to best earn and redeem Delta SkyMiles.

Benefits and Perks

One of the biggest draws of the Delta SkyMiles Platinum Business American Express Card is its impressive array of benefits and perks. Here is a closer look at some of the most noteworthy:

Welcome Bonus: Upon signing up for the card and meeting minimum spending requirements, new cardholders can earn 60,000 bonus miles within the first 3 months after account opening.

These miles can be used to book flights, upgrade your seat, or enjoy other travel perks and rewards. Status Boost: The card offers a boost to your Medallion Qualification Miles (MQMs) for each calendar year.

By spending at least $25,000 on the card in a single calendar year, cardholders can earn up to 20,000 additional Medallion Qualification Miles, which can help them attain and maintain higher Delta Medallion status ranks. Free Checked Bags: When flying with Delta, cardholders and up to eight companions can check their first bag for free, which can save hundreds of dollars over the course of a year.

Companion Certificate: After the first year of holding the card, cardholders can earn a renewal Companion Certificate, which allows them to buy one ticket and get a second ticket for free on main cabin domestic flights within the United States. Terms and conditions apply.

Insurance Coverage: The card comes with various insurance benefits, including baggage insurance, travel accident insurance, a roadside assistance hotline, car rental loss and damage insurance, and flight delay reimbursement. These benefits can help protect you and your belongings while traveling.

Cell Phone Protection: If you pay your monthly cell phone bill with your Delta SkyMiles Platinum Business American Express Card, your phone will be protected against theft or damage up to $800 per claim and up to two claims per card account per 12-month period, with a $50 deductible. Early Boarding: Cardholders and up to eight traveling companions can enjoy Main Cabin 1 priority boarding on Delta flights, ensuring that they have ample time to settle into their seats and stow their luggage.

In-flight Discounts: When traveling on Delta, cardholders can enjoy 20% in-flight savings on eligible purchases of food and drinks, allowing them to enjoy refreshments in the air without breaking the bank. TakeOff 15: New and existing cardmembers can enjoy a 15% discount on Award Travel bookings for Delta flights through the TakeOff 15 program.

Earning and Redeeming Delta SkyMiles

Of course, one of the main attractions of the Delta SkyMiles Platinum Business American Express Card is the ability to earn and redeem Delta SkyMiles. Here are some tips for maximizing your rewards:

Best Ways to Earn: To earn a significant amount of Delta SkyMiles, focus on spending categories that earn bonus miles, such as purchases directly with Delta, hotel stays, and eligible purchases of $5,000 or more.

By taking advantage of these bonus categories, you can quickly accumulate miles that can be used to book flights, upgrade your seat, or enjoy other rewards. Maximizing Redemptions: To make the most of your SkyMiles, focus on maximizing your redemption value.

One way to do this is to use the “1.41 cents per point/mile” formula, which takes into account the cash price of a flight, taxes and fees, and other factors to determine the optimal redemption value for your SkyMiles. Additionally, consider using your SkyMiles to book flights with partners in the SkyTeam Alliance or any of Delta’s other over 20 airline partners to further maximize their value.

Transfer Partners: If you’re looking to earn Delta SkyMiles, consider transfer partners, such as hotels and credit card rewards programs. Many of these partners offer bonuses for transferring points to Delta, which can help you earn more miles more quickly.

Conclusion

The Delta SkyMiles Platinum Business American Express Card is an excellent choice for frequent-flyers and small- to medium-sized business owners looking for a credit card that offers top-notch benefits and rewards. With an array of benefits, including free checked bags, insurance coverage, cell phone protection, and more, as well as opportunities to quickly earn and maximize your Delta SkyMiles, this card packs a punch.

For frequent-flyers and small- to medium-sized business owners, the Delta SkyMiles Platinum Business American Express Card offers a variety of benefits and perks that make it a great choice for those looking to earn and redeem Delta SkyMiles. However, there are still some important questions that may arise when considering this card.

In this article, we’ll answer some frequently asked questions about the Delta SkyMiles Platinum Business American Express Card.

Qualifying Delta Purchases

The Delta SkyMiles Platinum Business American Express Card offers bonus rewards for various types of purchases made with Delta, including purchases made directly with Delta.com, purchases of Sky Club membership, Delta Vacations packages, seat upgrades, and in-flight purchases. It’s important to note that only purchases made directly through Delta are eligible for the bonus rewards.

Having Multiple Delta Amex Cards

While it is possible to have multiple Delta American Express cards, the benefits may overlap. If you have both the Delta SkyMiles Platinum Business American Express Card and the Delta SkyMiles Reserve Business American Express Card, for example, you may receive duplicate benefits, such as complimentary Delta Sky Club access.

On the other hand, having multiple Delta Amex cards can also earn you more SkyMiles and more bonus rewards.

Card Worth

The value of the Delta SkyMiles Platinum Business American Express Card depends on how often you fly Delta and how much you spend each year. Factors that make this card worth considering include the welcome bonus of 60,000 bonus miles after meeting minimum spending requirements, the annual companion certificate, and the free checked bags each time you fly with Delta.

Value of 1,000 Delta SkyMiles

The value of 1,000 Delta SkyMiles varies depending on how they are redeemed. On average, Delta SkyMiles are worth 1.2 cents each, meaning that 1,000 miles are worth approximately $12.

However, the actual value can change depending on factors such as the dollar amount spent and the redemption value, which can vary depending on the specific flights or upgrades being redeemed.

Other Cards to Consider

In addition to the Delta SkyMiles Platinum Business American Express Card, there are other Delta Amex cards to consider. The Delta SkyMiles Reserve Business American Express Card, for example, comes with a $550 annual fee, but offers premium perks such as access to the Delta Sky Club and access to the Centurion Lounge.

However, some benefits, such as priority boarding, require enrollment. The Delta SkyMiles Gold Business American Express Card, on the other hand, has a lower annual fee of $0 intro annual fee for the first year, then $99 per year thereafter and comes with a welcome bonus of 50,000 bonus miles after meeting minimum spending requirements.

Conclusion

Overall, the Delta SkyMiles Platinum Business American Express Card is an excellent choice for frequent-flyers and small- to medium-sized business owners looking for a credit card that offers top-notch benefits and rewards. With numerous benefits such as free checked bags, insurance coverage, cell phone protection, and more, as well as opportunities to quickly earn and maximize your Delta SkyMiles, this card offers exceptional value.

However, it’s important to consider your specific needs and analyze the cost and benefits of other Delta Amex cards before making a final decision. In conclusion, the Delta SkyMiles Platinum Business American Express Card offers an array of benefits and rewards that make it an excellent choice for frequent-flyers and small- to medium-sized business owners.

These perks include free checked bags, companion certificates, in-flight discounts, and cell phone protection, as well as opportunities to earn and maximize Delta SkyMiles through bonus categories and transfer partners. It’s important to consider the value of 1,000 SkyMiles, the overlap of benefits with multiple Delta Amex cards, and alternative credit card options like the Delta SkyMiles Reserve Business American Express Card and Delta SkyMiles Gold Business American Express Card.

Overall, the Delta SkyMiles Platinum Business American Express Card provides exceptional value for those who frequently travel, making it a top choice for business owners and frequent flyers alike.

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