Money Analysed

Maximize Your Travel Rewards with Radisson Rewards Premier Visa

Introduction to Radisson Rewards Premier Visa Signature Card

If you’re a frequent traveler and a loyal guest of Radisson hotels, you might be interested in the Radisson Rewards Premier Visa Signature Card. The card offers a plethora of benefits and rewards that can enhance your travel experience and save you money.

In this article, we’ll explore the benefits and perks of this card and how they can benefit you.

Card Benefits and Perks

Generous Welcome Offer and Renewal Points

One of the most attractive benefits of the Radisson Rewards Premier Visa Signature Card is its generous welcome offer of up to 120,000 Radisson Rewards points. This introductory bonus can be earned by spending $3,000 on purchases within the first 90 days of opening your account.

But that’s not all. When you renew your card every year, you’ll receive an additional 50,000 Radisson Rewards points.

These points can be redeemed for stays at any Radisson hotel worldwide.

Bonus Points on Eligible Radisson Hotels and Everything Else

With the Radisson Rewards Premier Visa Signature Card, you can earn bonus points on your eligible purchases. Specifically, you can earn 6X points per dollar spent at participating Radisson hotels.

You can also earn 3X points per dollar spent on all other purchases. These bonus points can add up quickly, allowing you to redeem them for free nights at Radisson hotels or other rewards.

Complimentary Radisson Rewards Elite Status

As a Radisson Rewards Premier Visa Signature Cardholder, you’ll also receive complimentary Radisson Rewards elite status. This status includes benefits such as early check-in and late check-out, room upgrades when available, and 15% discounts on food and drink purchases at participating Radisson hotels.

Travel Insurance Benefits

When you book your travel expenses with your Radisson Rewards Premier Visa Signature Card, you’ll also receive several travel insurance benefits, including:

– Trip cancellation and interruption insurance

– Baggage delay insurance

– Lost luggage reimbursement

– Travel accident insurance

These benefits can provide added peace of mind when you’re traveling.

Multiple Redemption Options

Finally, the Radisson Rewards Premier Visa Signature Card allows you to redeem your points for a variety of options, including free nights at Radisson hotels, airline miles, gift cards, and more. This flexible redemption program ensures that you’ll be able to use your points in a way that’s most valuable to you.

Conclusion

Overall, the Radisson Rewards Premier Visa Signature Card is an excellent option for frequent travelers and loyal guests of Radisson hotels. With its generous welcome offer, bonus points on eligible purchases, complimentary elite status, travel insurance benefits, and multiple redemption options, this card offers a wide range of perks and benefits that can enhance your travel experience.

If you’re interested in applying for the card, be sure to review the terms and conditions carefully to ensure it’s the right choice for you.

Annual Fee and Foreign Transaction Fee

As with any credit card, it’s important to consider the fees associated with the Radisson Rewards Premier Visa Signature Card. The card has an annual fee of $75, which is relatively standard for a travel rewards credit card.

However, it’s important to take this fee into account when assessing the overall value of the card. Another fee to be aware of is the foreign transaction fee.

If you frequently travel internationally, this fee can add up quickly. The Radisson Rewards Premier Visa Signature Card charges a foreign transaction fee of 3% of each transaction in U.S. dollars.

While this is a standard fee for many travel rewards credit cards, it’s still important to be aware of it when planning your travels.

Earning and Redeeming Radisson Rewards Points

Now, let’s take a closer look at how you can earn and redeem Radisson Rewards points with the Radisson Rewards Premier Visa Signature Card.

Best Way to Earn Points

The best way to earn Radisson Rewards points is by booking and staying at Radisson properties. As a cardholder, you can earn 6X points per dollar spent at participating Radisson hotels.

This means that if you spend $1,000 on a stay at a Radisson hotel, you’ll earn 6,000 Radisson Rewards points. You can also earn 3X points per dollar spent on all other purchases with your card.

While this is a lower rate than what you’ll earn at Radisson hotels, it’s still a valuable way to accumulate points over time.

Redeeming Points for Award Nights

One of the most straightforward and valuable ways to redeem your Radisson Rewards points is for award nights at Radisson hotels. The number of points required for an award night varies based on the hotel and the type of room you’re booking.

For standard rooms, award nights cost between 9,000 to 70,000 points per night. This range allows you to choose the hotel and room type that best fits your needs and budget.

It’s worth noting that Radisson hotels also offer “Points + Cash” redemptions, which allow you to use a combination of points and cash to book a room. This option can be useful if you don’t have enough points to cover the full cost of a stay, or if you want to save some points for a future redemption.

Redeeming Points for Other Rewards

In addition to award nights, you can also redeem your Radisson Rewards points for a variety of other rewards, including airline miles, gift cards, and more. However, keep in mind that these redemption options may not offer the same value as award nights at Radisson hotels.

For example, when redeeming points for airline miles, the value of each point may be lower than when redeeming for a hotel stay. Similarly, gift cards may offer a lower value per point than award nights or airline miles.

Conclusion

Overall, the Radisson Rewards Premier Visa Signature Card provides a great opportunity for loyal guests of Radisson hotels to earn and redeem valuable rewards. With its generous earning potential, complimentary elite status, and flexible redemption options, the card is a great option for frequent travelers looking to maximize their rewards and enhance their travel experience.

Just be sure to carefully consider the annual fee and foreign transaction fee before applying, and be mindful of the best ways to earn and redeem your rewards.

Potential Earnings and Redemptions

Now that we’ve covered the benefits and perks of the Radisson Rewards Premier Visa Signature Card, let’s take a closer look at how much you could potentially earn and redeem with this card.

Year One and Two Earnings Estimation

Assuming that you spend $3,000 within the first 90 days of opening your account to earn the introductory bonus of 120,000 Radisson Rewards points, and then spend $15,000 on travel and other purchases throughout the year, your total earnings would be approximately 186,000 Radisson Rewards points. This assumes that you spend at least $9,000 at Radisson hotels (earning 6X points per dollar spent) and $6,000 on other purchases (earning 3X points per dollar spent).

In the second year, assuming you spend $15,000 on travel and other purchases, your total earnings would be approximately 135,000 Radisson Rewards points (assuming $9,000 spent at Radisson hotels and $6,000 on other purchases). These estimations are based on a point valuation of 0.4 cents per point, which is the average value obtained from award nights and other redemption options.

Travel Spending at Radisson Properties Likely to Provide More Value

As mentioned earlier, one of the best ways to earn Radisson Rewards points with the Radisson Rewards Premier Visa Signature Card is by spending at Radisson properties. This is because you’ll earn 6X points per dollar spent at participating Radisson hotels, which is a much higher earning rate than for other purchases.

Additionally, when you redeem your points for award nights at Radisson hotels, you’ll generally get more value per point than with other redemption options. For example, redeeming 35,000 points for a one-night stay at a Radisson hotel that would otherwise cost $150 per night provides a value of 0.43 cents per point, which is higher than the average value of 0.4 cents per point.

This makes award night redemptions the most valuable and straightforward option for using your points.

FAQs

Who Should Get the Radisson Premier Visa Signature Card? The Radisson Premier Visa Signature Card is best suited for frequent travelers who often stay at Radisson properties, and who want to earn and redeem rewards for their travel.

This card is a good option for those who value flexibility in redeeming rewards, as well as for those who want to earn elite hotel status and travel insurance benefits. What Credit Score Do You Need for the Radisson Premier Visa Signature?

To be approved for the Radisson Premier Visa Signature Card, you generally need a good to excellent credit score (i.e., a score of 670 or higher). However, meeting the credit score requirement alone does not guarantee approval, as other factors (such as income, employment status, and debt-to-income ratio) will also be considered.

Do Radisson Rewards Points Expire? Yes, Radisson Rewards points expire if there is no activity on your account (i.e., earning or redeeming points) for 24 months.

To prevent your points from expiring, it’s important to participate in qualifying activity at least once every two years. How Much Are 85,000 Radisson Rewards Points Worth?

The value of 85,000 Radisson Rewards points will vary depending on how they are redeemed. However, on average, these points are worth approximately $340 (assuming a valuation of 0.4 cents per point).

With 85,000 points, you could potentially redeem them for one or more award nights at a Radisson hotel, or for airline miles, gift cards, or other redemption options. Does the Radisson Rewards Card Help Your Credit Score?

As with any credit card, your Radisson Rewards Premier Visa Signature Card usage can impact your credit score. If you use the card responsibly (i.e., pay your bill on time and keep your balance low), it can help build and maintain a good credit score over time.

However, if you carry a high balance or make late payments, it can have a negative impact on your credit score.

Other Cards to Consider

While the Radisson Rewards Premier Visa Signature Card is an excellent option for frequent travelers and loyal guests of Radisson hotels, there are other travel rewards credit cards that are also worth considering. Let’s take a closer look at two popular options: the

Chase Sapphire Preferred Card and the

American Express Green Card.

Chase Sapphire Preferred Card

The

Chase Sapphire Preferred Card is a popular travel rewards credit card that offers a generous welcome offer, flexible redemption options, and valuable travel benefits. Let’s take a closer look at some of the key features of this card:

Welcome Offer: With the

Chase Sapphire Preferred Card, you can earn 100,000 bonus points after spending $4,000 on purchases within the first 3 months from account opening.

This is a significantly larger welcome offer than what’s available with the Radisson Rewards Premier Visa Signature Card. Earning Points: With the

Chase Sapphire Preferred Card, you’ll earn 2X points per dollar spent on travel and dining at restaurants worldwide, and 1X point per dollar spent on all other purchases.

While this earning rate is lower than what you can earn at Radisson hotels with the Radisson Rewards Premier Visa Signature Card, it can still add up quickly if you frequently travel and dine out. Redeeming Points: When redeeming your points with the

Chase Sapphire Preferred Card, you have the flexibility to transfer them to many airline and hotel loyalty programs at a 1:1 ratio, or to book travel through the Chase Ultimate Rewards portal at a 25% bonus.

This flexibility can be valuable if you want to maximize the value of your rewards or have specific travel plans in mind. Other Benefits: In addition to its earning and redemption options, the

Chase Sapphire Preferred Card offers travel and purchase protection benefits, such as trip cancellation and interruption insurance, rental car collision damage waiver, and purchase protection.

American Express Green Card

The

American Express Green Card is another popular travel rewards credit card that offers earning and redemption options that may appeal to frequent travelers. Let’s take a closer look at some of the key features of this card:

Welcome Offer: With the

American Express Green Card, you can earn 30,000 Membership Rewards points after you spend $2,000 on purchases on your new Card in your first 3 months.

Earning Points: With the

American Express Green Card, you’ll earn 3X Membership Rewards points per dollar spent on travel, including transit, hotels, and flights, and 1X point per dollar spent on all other purchases. This earning rate is higher than what you can earn with the Radisson Rewards Premier Visa Signature Card, and the bonus categories are broad enough to cover many travel-related purchases.

Redeeming Points: When redeeming your points, you have the option to transfer them to many airline and hotel loyalty programs at a 1:1 ratio, or to use them for travel, merchandise, gift cards, or statement credits. While the redemption options may not be as flexible as with the

Chase Sapphire Preferred Card, they can still provide value if you have specific travel or spending goals.

Other Benefits: In addition to its earning and redemption options, the

American Express Green Card offers travel and lifestyle benefits, such as access to the Global Lounge Collection and exclusive offers through Amex Offers.

Conclusion

While the Radisson Rewards Premier Visa Signature Card is an excellent option for loyal guests of Radisson hotels, it’s important to consider other travel rewards credit cards that may better suit your spending habits and travel needs. The

Chase Sapphire Preferred Card and

American Express Green Card are two popular alternatives that offer generous earning and redemption options, as well as valuable travel benefits.

Be sure to compare their fees, rewards, and benefits carefully before making a decision. In conclusion, the Radisson Rewards Premier Visa Signature Card is a great option for frequent travelers and loyal Radisson guests seeking to earn and redeem valuable rewards for their travels.

With its generous welcome offer, bonus points on eligible purchases, complimentary elite status, travel insurance benefits, and flexible redemption options, this card provides a wide range of perks and benefits that can enhance your travel experience. However, it’s important to also consider other travel rewards credit cards, such as the

Chase Sapphire Preferred Card and

American Express Green Card, that offer different benefits and rewards based on your spending habits and travel needs.

Whether you opt for the Radisson card or another card, be sure to review the terms and conditions carefully to find the right choice for your rewards goals and budget.

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