Money Analysed

Maximize Your Savings: The Best Bank Promotions Without Direct Deposit

Bank Promotions Without Direct Deposit: How to Save Money Without an Automatic Deposit

Have you ever been frustrated by bank promotions that require direct deposit? We’ve rounded up some of the best bank promotions that don’t require direct deposit, making it easy for you to save money without the hassle of setting up an automatic deposit.

Types of Bank Promotions

Before we dive into the details, let’s take a look at the different types of bank promotions that are available. There are two primary types of bank promotions that you’ll encounter: checking account bonuses and savings account bonuses.

Checking account bonuses typically require you to open a new checking account and meet specific conditions, like maintaining a minimum balance or setting up direct deposit. Savings account bonuses, on the other hand, usually require you to open a new savings account and deposit a specified amount of funds.

Requirements for Bank Promotions

Now that we’ve covered the different types of bank promotions, let’s look at the requirements that you’ll need to fulfill in order to take advantage of these deals. Most bank promotions require you to meet specific criteria, such as:

– Being a new customer: In many cases, bank promotions are only available to new customers who have never had an account with that bank before.

– Maintaining a minimum balance: Some bank promotions require you to maintain a minimum balance in your account for a certain period of time in order to receive the bonus. – Using a special code: Some bank promotions require you to enter a special code when you open your account in order to receive the bonus.

– Depositing new funds: Many bank promotions require you to deposit new funds into your account in order to qualify for the bonus.

Best Bank Promotions Without Direct Deposit

Now that you know what to expect when it comes to bank promotions without direct deposit, let’s take a look at some of the best deals that are currently available. 1.

Citibank:

Citibank is offering two checking account bonuses – one for Citi Priority checking accounts and one for Citigold checking accounts. Both bonuses require you to deposit new-to-Citibank funds and maintain a minimum balance for 60 days.

Citi Priority customers can receive a $700 bonus if they deposit $50,000 or more into their new account. Citigold customers can receive a $1,500 bonus if they deposit $200,000 or more into their new account.

2. Huntington Bank:

Huntington Bank is currently offering a $200 bonus for new checking account customers.

To qualify, you’ll need to make at least one direct deposit of $500 or more within 60 days of opening your account. 3.

US Bank:

US Bank is offering a $400 bonus for new checking account customers. To qualify, you’ll need to open a new account and complete one of the following actions within 60 days: make at least two qualifying direct deposits of $2,000 or more, or complete two single or cumulative direct deposits of $4,000 or more.

4. Wells Fargo:

Wells Fargo is offering a $400 bonus for new checking account customers.

To qualify, you’ll need to open a new Everyday Checking account and complete the following actions within 90 days: receive $4,000 or more in qualifying direct deposits, or make 10 or more debit card purchases or payments. 5.

PNC:

PNC is offering a $200 bonus for new checking account customers. To qualify, you’ll need to open a new Virtual Wallet with Performance Select account and set up qualifying direct deposits that total at least $2,000 within 60 days of account opening.

6. Bank of America:

Bank of America is offering a $100 bonus for new checking account customers.

To qualify, you’ll need to open a new checking account and set up and receive qualifying direct deposits totaling $4,000 or more within 90 days of opening your account.

Comparison of Citibank Bonuses

If you’re considering one of the Citibank checking account bonuses, you might be wondering which one is the best option for you. Here’s a quick comparison of the two bonuses:

– Citi Priority: $700 bonus for $50,000 in new deposits, minimum balance of $50,000 for 60 days

– Citigold: $1,500 bonus for $200,000 in new deposits, minimum balance of $200,000 for 60 days

Which one you choose will depend on your individual financial situation and goals.

Final Thoughts

Bank promotions can be a great way to save money and earn bonuses, but they often come with specific requirements, like direct deposit. If you’re looking for bank promotions without direct deposit, there are still plenty of great deals to take advantage of.

By following the guidelines we’ve provided and doing your research, you can find the best bank promotions for your needs and save money along the way. 3) Huntington Bank Promotions: Getting The Most Out Of The Platinum Perks Checking Offer

When it comes to finding a great bank promotion, it’s important to know all the details involved to get the most out of the offer.

One such offer is the Platinum Perks Checking bonus offered by Huntington Bank. Here’s everything you need to know to take full advantage of the promotion.

Huntington Bank promotes a Platinum Perks Checking account with a $300 bonus offer for new customers who fulfill specific requirements. In order to qualify, new customers must open a Platinum Perks Checking account and deposit at least $5,000 within 60 days of opening the account.

Once the deposit clears, the account holder must maintain a balance of at least $5,000 for 90 days. One of the main advantages of the Platinum Perks Checking account is the perks it offers.

For starters, the monthly maintenance fee is waived if certain balance requirements are met. Additionally, account holders receive interest on their balances and have access to a 24-hour phone service line.

Another advantage of the Platinum Perks Checking account is the ATM fee waivers that are provided. Customers are reimbursed up to $25 a month for ATM fees charged domestically by other banks and ATM owners.

Plus, it also provides credit score monitoring, cellphone insurance, and ID theft resolution with the promotion. To qualify for the promotion, customers must maintain the balance of $5,000 for three months after opening the account.

If the balance drops below this amount, the account holder will forfeit the bonus amount and be charged a monthly maintenance fee. Furthermore, you cannot be an existing Huntington checking customer and have had a checking account within the preceding six months.

Overall, the Platinum Perks Checking account bonus from Huntington Bank is a great option for those who can comfortably keep the minimum amount in their account to qualify for the offer. The perks of the account and the bonus together create a great deal for new customers.

4) US Bank Promotions: How To Make The Most Of The Business Checking Bonus

US Bank is offering a business checking bonus that is tailored to new small business owners looking for a good deal to start their business bank account. The offer is based on opening a business checking account with US Bank and making eligible deposits to get a cash bonus.

When opening a new US Bank business checking account, there are specific requirements that need to be met to receive the bonus. First, if you dont have a US Bank Card with them, you will want to apply for one as you will need a promo code to qualify for the bonus offer.

Second, you will need to make an eligible deposit of $5,000 within the first 60 days of opening the account to receive the initial $400 bonus. Furthermore, maintaining a minimum balance of $5,000 is mandatory to keep the account open and avoid the monthly maintenance fee.

Some of the benefits of US Banks Business Checking account includes no cost for receiving electronic account statements and unlimited free transactions such as deposits, withdrawals, debits, and credits. Plus, they offer online and mobile banking services that allow you to manage your finances and bill payment with ease.

It should be noted that this offer is valid for US Bank customers who had not owned the same account type within the last 12 months. Also, the offer is not available to former US Bank Business Checking customers who have closed an account within the past six months and are re-opening a new account.

While some entrepreneurs may have a higher minimum deposit than $5,000, US Bank provides an easy to meet requirement for a decent bonus. For those who are looking for a business banking option and are not overly concerned about interest rates, US Bank offers an excellent promotion to take advantage of.

In conclusion, both Huntington Bank and US Bank offer great promotional deals for new customers. Understanding the requirements, fees, and benefits of each offer can help you select the best promotion for your financial needs.

5) Wells Fargo Promotions: Maximizing Your Savings With Way2Save and Premier Account Bonuses

Wells Fargo has multiple promotions that can help customers save money, including the Way2Save Savings account bonus and the Premier account bonus. Here’s what you need to know about each promotion.

Way2Save Savings Account Bonus

The Way2Save Savings account bonus is available for new Wells Fargo customers who open an account with the bank. To qualify for the bonus, you need to deposit at least $25 and maintain a minimum daily balance of $1,500 for 90 days.

Once you’ve satisfied these requirements, you’ll receive a $200 bonus. To take advantage of the Way2Save Savings account bonus, you’ll need to use a special offer code when you open your account.

The code can be found on Wells Fargo’s website or by contacting a customer service representative.

Premier Account Bonus

Wells Fargo also offers a bonus for existing customers who open a new Premier Checking account. To qualify, customers must deposit $25,000 in new money into the account and maintain a minimum daily balance of $25,000 for 90 days.

Once the requirements have been met, the customer will receive a $750 bonus. To take advantage of this offer, you’ll need to be an existing Wells Fargo customer with a qualifying checking account.

You can apply for the Premier Checking account online or in-person at a Wells Fargo branch. Both of these offers have specific requirements that must be met, so it’s important to read the fine print carefully.

However, for customers who can meet the requirements, these promotions can offer great opportunities to earn bonuses and save money. 6) PNC Promotions: Boosting Your Business With Checking Bonuses

PNC offers a variety of business checking account promotions that can benefit small business owners.

Here’s an overview of two of the promotions available: Business Checking or Business Checking Plus, and Treasury Enterprise Plan or Analysis Business Checking.

Business Checking or Business Checking Plus

The first promotion,

Business Checking or Business Checking Plus is designed for new PNC business checking customers. To qualify for the bonus, customers must:

– Open a new

Business Checking or Business Checking Plus account with PNC

– Maintain an average collected balance of $5,000 for the first three statement cycles

– Make at least 20 debit card transactions within the first three statement cycles

– Maintain a minimum of $500 balance within 60 days of account opening

The bonus amount is $200 for Business Checking customers, and $500 for Business Checking Plus customers.

In order to qualify for this offer, the business must have an annual revenue of less than $5 million.

Treasury Enterprise Plan or Analysis Business Checking

The second promotion available from PNC is the

Treasury Enterprise Plan or Analysis Business Checking promotion. This promotion is designed for businesses that have higher transaction volumes and revenue.

To qualify, businesses must:

– Open a new

Treasury Enterprise Plan or Analysis Business Checking account with PNC

– Maintain an average collected balance of $30,000 for the first three statement cycles

– Maintain a minimum of $5,000 balance within 60 days of account opening

– Continue to use the account for business transactions over a period of three statement cycles. The bonus amount is $500 for customers who open a Treasury Enterprise Plan, and $1,000 for those who open an Analysis Business Checking account.

Both of these promotions can offer excellent opportunities for businesses to earn bonuses and save money on banking fees. However, it’s important to ensure that you meet all of the requirements before opening a new account in order to receive the bonus.

7) Bank of America Promotion: Maximizing Your Business Advantage Bonus

Bank of America’s Business Advantage bonus is a great offer for new customers who are opening a Business Advantage Checking account. Here’s what you need to know to make the most of this promotion.

Business Advantage Bonus

To qualify for the Business Advantage bonus, new customers must open a Business Advantage Checking account with Bank of America. Then, they must deposit $50,000 or more in new money into the account within 90 days of opening the account.

The account holder must maintain a minimum balance of $50,000 for 90 days to be eligible for the $750 bonus. The Business Advantage Checking account comes with several benefits, including online and mobile banking, access to thousands of ATMs, and overdraft protection.

However, the account does come with a monthly maintenance fee of $29.95. This fee can be waived if the account holder maintains an average monthly balance of $15,000 or more or has a Bank of America Merchant Services account linked to the Business Advantage Checking account.

To take full advantage of the Business Advantage bonus, make sure to read through the fine print carefully. The offer is only available to new Bank of America small business checking customers who have not had a business account with the bank within the past 6 months.

8) Choosing the Best Bank Promotions Without Direct Deposit: Factors to Consider

Finding the best bank promotions without direct deposit can be a great way to save money and earn bonuses. However, it’s important to consider several factors when selecting a bank promotion to ensure that you’re getting the best deal possible.

Factors to Consider

– Bonus amount: The bonus amount is an important consideration when choosing a bank promotion. Make sure to compare the bonus amounts available from different banks to find the best offer.

– Opening deposit: Some bank promotions require a minimum opening deposit, so it’s important to ensure that you have enough funds available to meet this requirement. – Minimum balance: Many bank promotions require that the account holder maintain a minimum balance to be eligible for the bonus.

Consider this requirement when selecting a promotion. – Maintenance fee: Some bank promotions have monthly maintenance fees, so it’s important to factor this fee into your decision when selecting a promotion.

– Payment method: Some bank promotions require that account holders use a specific payment method, so make sure to check this requirement before selecting a promotion.

Restrictions and Requirements

– New accounts: Many bank promotions are only available to new account holders, so it’s important to ensure that you’re eligible for the promotion before applying. – FDIC insured: It’s important to ensure that the bank offering the promotion is FDIC insured to protect your funds.

– Fine print: Make sure to read through the fine print of each promotion carefully to ensure that you understand all of the requirements and restrictions. – Coupon or code: Some bank promotions require that account holders use a specific coupon or code when signing up for the promotion.

– Direct deposit: Some bank promotions require that account holders set up direct deposit, so make sure to check this requirement before selecting a promotion.

Getting Free Money from a Bank

Bank promotions can be a great way to earn free money, but it’s important to understand the requirements and restrictions involved. By doing your research and selecting the best offer for your needs, you can take advantage of these promotions and save money.

Best Bank Promotions Without Direct Deposit: Bottom Line

When selecting a bank promotion without direct deposit, consider factors such as bonus amount, opening deposit, minimum balance, maintenance fee, and payment method. Also, make sure to read through

Popular Posts