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Maximize Your Mileage: Benefits of the Citi/AAdvantage Platinum Select Card

As a frequent traveler, you want a credit card that offers more than just the basic rewards. The Citi / AAdvantage Platinum Select World Elite Mastercard is a perfect fit for American Airlines loyalists that value status perks and bonus miles.

This article will provide you with an overview of the card’s benefits and perks, who should get the card, and its drawbacks.

Benefits and Perks

One of the most significant advantages of the Citi / AAdvantage Platinum Select World Elite Mastercard is the welcome offer. New cardholders can earn 50,000 bonus miles after spending $2,500 within the first three months of approval.

These bonus miles can cover several round-trip domestic flights. Moreover, if you don’t plan on redeeming your miles for flights, you can use them to book hotels, car rentals, and other travel expenses.

Another great benefit of the card is that it offers free checked bags for up to four people on your American Airlines reservation. This perk can save you at least $60 per checked bag per round trip.

Additionally, you can earn two miles per dollar spent on eligible American Airlines purchases, including flight tickets, inflight purchases, and Admirals Club membership. The Citi / AAdvantage Platinum Select World Elite Mastercard also offers bonus miles when making purchases in various categories.

For example, you can earn two miles per dollar spent on dining out and gas stations. These bonus miles can add up quickly, especially if you frequently commute or travel by car.

Cardholders can also access discounts when booking hotels and rental cars, get preferred boarding on flights, and receive 25% off in-flight purchases. Additionally, the card offers no foreign transaction fees, making it an excellent choice for those who travel abroad frequently.

Who Should Get the Card

The Citi / AAdvantage Platinum Select World Elite Mastercard is best suited for frequent American Airlines customers who want to maximize their rewards. If you value status perks, like priority boarding, preferred seating, and free checked bags, this card is perfect for you.

If you spend around $2,500 in the first three months of opening an account and redeem your bonus miles for travel expenses, you could easily earn enough rewards to cover your annual fee. However, it is worth noting that this card requires an excellent credit score, which is usually a FICO score of 720 or above.

If you don’t have a high credit score, you may not qualify for this card.

Drawbacks

One of the primary drawbacks of the Citi / AAdvantage Platinum Select World Elite Mastercard is its lack of flexibility. The miles you earn can only be redeemed for flights, hotels, and car rentals, with limited transferability to other loyalty programs.

So, if you’re looking for a credit card that allows you to access a vast array of rewards, this card may not be the best option for you. Another drawback is the annual fee of $99, which is not waived for the first year.

Although the card offers several perks and rewards, this fee may be too high for some travelers, especially those who don’t use American Airlines frequently enough to justify the cost.

Final Thoughts

In conclusion, the Citi / AAdvantage Platinum Select World Elite Mastercard is an excellent credit card for frequent American Airlines customers who want to maximize their rewards. With bonus miles on specific categories, welcome offer, and status perks, the card offers fantastic value to those who use it frequently enough to justify the annual fee.

However, if you’re looking for more flexibility and lower annual fees, other credit cards might be better suited to your needs. Earning & Redeeming Aadvantage Miles

One of the primary benefits of the Citi / AAdvantage Platinum Select World Elite Mastercard is the ability to earn Aadvantage Miles.

If you use your card frequently, you can earn a significant number of miles in just the first few months. Here’s a breakdown of how many Aadvantage Miles you can earn in year one and year two:

– Year one: Assuming that you spend $1,000 per month on your credit card, you can earn 12,000 Aadvantage Miles from your regular spending.

If you use the card for American Airlines purchases, dining out, and gas stations, you can earn an additional 42,000 miles, bringing your total to 54,000 Miles. – Year two: In the second year, assuming that you continue to use the card frequently, you can earn an additional 54,000 miles (assuming the same spending pattern).

The best way to maximize your Aadvantage Miles is to use the card for purchases in specific categories that offer bonus miles. For example, you can earn two miles per dollar spent on eligible American Airlines purchases, including flight tickets, inflight purchases, and Admirals Club membership.

You can also earn two miles per dollar spent at restaurants and gas stations. These bonus miles can add up quickly, helping you earn more rewards in less time.

Maximizing Your Redemptions

Redeeming your Aadvantage Miles can be a bit tricky, especially if you’re not familiar with American Airlines’ redemption policies. However, with some planning, you can maximize your rewards and enjoy excellent value for your Miles.

One of the best ways to maximize your redemptions is to be flexible with your travel dates. American Airlines offers “Off-Peak Awards” that allow you to redeem your Miles for fewer points on certain travel dates.

This can be a great way to stretch your rewards and save some Miles for other purchases. Another way to maximize your Aadvantage Miles is to take advantage of the card’s status benefits.

For example, the card offers free checked bags for up to four people on your American Airlines reservation, saving you at least $60 per checked bag per round trip. Additionally, you can get preferred boarding on flights, which can help you avoid long lines and get to your seat faster.

Citi / AAdvantage Platinum Select World Elite Mastercard FAQs

Credit Score Requirement: To qualify for the Citi / AAdvantage Platinum Select World Elite Mastercard, you typically need an excellent credit score, which is usually a FICO score of 720 or above. Upgrading and Downgrading Your Card: If you currently have a Citi AAdvantage credit card and want to upgrade or downgrade to the Platinum Select version, you can reach out to customer service.

Alternatively, Citi may extend an invitation for you to upgrade based on your spending and loyalty. Baggage Charges on American Airlines: American Airlines typically charges $30 for the first checked bag on domestic flights.

However, if you have the Citi / AAdvantage Platinum Select World Elite Mastercard, you can get your bag checked for free. Best American Airlines Credit Card: The best American Airlines credit card for you depends on your individual needs and spending patterns.

If you’re a frequent traveler, the Citi / AAdvantage Platinum Select World Elite Mastercard offers excellent rewards and status benefits. However, if you’re looking for more flexibility and lower annual fees, you may want to consider other cards.

Other Cards to Consider: The AAdvantage Aviator Red World Elite Mastercard is another excellent option for loyal American Airlines customers. It offers similar benefits and rewards to the Citi / AAdvantage Platinum Select World Elite Mastercard, but with different rates and fees.

The Chase Sapphire Preferred Card is also worth considering, as it offers ultimate rewards points that can be transferred to American Airlines and other loyalty programs. Moreover, it has a lower annual fee than the Citi / AAdvantage Platinum Select World Elite Mastercard.

In conclusion, the Citi / AAdvantage Platinum Select World Elite Mastercard is an excellent credit card for frequent American Airlines customers who want to maximize their rewards and enjoy status benefits. With bonus miles on specific categories, a welcome offer, and no foreign transaction fees, the card offers great value to those who use it frequently enough to justify the annual fee.

However, those with less excellent credit scores may not qualify for this card. Ultimately, choosing the best American Airlines credit card for you depends on your individual needs and spending patterns, and the Citi / AAdvantage Platinum Select World Elite Mastercard is an option worth considering.

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