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Get More Out of Your Capital One Rewards on Amazon

Are you a Capital One cardholder with rewards to spare? Did you know that you can use your Capital One rewards to shop on Amazon?

Yes, you read that right! By linking your Capital One credit card rewards with Amazon, you can use your rewards to pay for your purchases on the platform. In this article, we’ll guide you through the process and answer commonly asked questions about using Capital One rewards on Amazon.

How to Link Capital One Rewards with Amazon

To link your Capital One rewards with Amazon, you must first have an Amazon account. Here are the steps to follow:

Step 1: Log in to your Amazon account.

Step 2: Click on the “Accounts & Lists” dropdown menu and select “Your Account.”

Step 3: Under the “Payment Options” section, click on “Add a payment method.”

Step 4: Select “Shop with Points” and click on the “Link your rewards account” button. Step 5: Choose Capital One as your rewards provider and enter your Capital One account details.

That’s it! Now, your Capital One rewards are linked to your Amazon account, and you can use them to pay for eligible purchases on the platform.

Making Purchases with Capital One Rewards on Amazon

To use your Capital One rewards on Amazon, you must activate the “Shop with Points” feature as your default payment method. Here are the steps to follow:

Step 1: Log in to your Amazon account.

Step 2: Add items to your cart and proceed to checkout. Step 3: Under the “Payment Method” section, select “Change” and choose “Shop with Points” as your default payment method.

Step 4: If you have enough rewards to cover the purchase, the available reward balance will be displayed, and you can select “Use this payment method” to complete the transaction.

Ineligible Amazon Purchases Using Capital One Rewards

Not all items on Amazon are eligible for Shop with Points. Some restrictions apply, such as:

– Purchases made on third-party websites or apps linked to Amazon

– Digital downloads or subscriptions

– Prime memberships or Amazon Fresh orders

– Purchases from Amazon Business or Amazon Web Services

Eligible Capital One Cards for Shop with Points on Amazon

Not all Capital One credit cards are eligible for Shop with Points. To use your rewards on Amazon, you must have a card that earns rewards miles or cashback.

Some popular Capital One cards include:

– Venture Rewards

– Quicksilver Rewards

– Savor Rewards

– VentureOne Rewards

– Spark Cash Rewards

Recommendations for Capital One Amazon Shopping

To get the most out of your Capital One rewards on Amazon, consider the following recommendations:

– Check your rewards balance before making a purchase to ensure that you have enough points to cover the cost. – Consider using your rewards to buy items that have a higher cashback or miles value.

This can increase the value of your rewards. – Pay attention to the cashback rate when using your rewards.

Not all purchases earn the same rewards rate, so you may want to check how much you can earn before making a purchase. How Much are Your Rewards Worth When You Redeem Them for Amazon Purchases?

Capital One rewards have different values depending on how you redeem them. For Amazon purchases, the value of your rewards depends on your card’s rewards program.

Here’s a breakdown of rewards values for Amazon purchases:

– Miles rewards: 1 mile = 1 cent

– Cashback rewards: 1 cent = 1 cent

For example, if you have 10,000 miles on your Venture Rewards card, you can use them to pay for $100 worth of Amazon purchases. However, if you have 10,000 cashback rewards on your Quicksilver Rewards card, you can use them to pay for $100 worth of Amazon purchases.

Activating Shop with Points as Default Payment Method

If you’re not interested in using Shop with Points as your default payment method, you can change your payment preferences on Amazon. Here’s how:

Step 1: Log in to your Amazon account.

Step 2: Click on the “Accounts & Lists” dropdown menu and select “Your Account.”

Step 3: Under the “Payment Options” section, select “Edit” next to “Shop with Points.”

Step 4: Toggle “Off” the “Use my rewards points” option.

Manually Selecting Payment Method at Checkout

If you prefer to manually select your payment method at checkout instead of using the default payment method, you can do so by following these steps:

Step 1: Add items to your cart and proceed to checkout. Step 2: Under the “Payment Method” section, select “Change” and choose the payment method you want to use for the transaction.

Step 3: Complete the transaction as you would with any other payment method.

Final Thoughts

Using your Capital One rewards on Amazon is a simple and convenient way to redeem your rewards. By linking your rewards with Amazon, you can shop for a variety of products and services while taking advantage of your rewards program.

Remember to check your rewards balance, eligibility for Shop with Points, and which Capital One cards are eligible before making a purchase. Happy shopping!

3) Using Capital One Rewards for Amazon Purchases Restrictions

If you’re planning to use your Capital One rewards on Amazon, it’s important to note that not all items on the platform are eligible for Shop with Points. Here are some restrictions to keep in mind:

Ineligible Amazon Purchases Using Capital One Rewards

– Purchases made on third-party websites or apps linked to Amazon are not eligible. – Digital downloads or subscriptions are not eligible.

– Prime memberships or Amazon Fresh orders are not eligible. – Purchases from Amazon Business or Amazon Web Services are not eligible.

Items that Cannot be Purchased with Capital One Rewards on Amazon

In addition to the restrictions mentioned above, there are specific items that cannot be purchased using Capital One rewards. These include:

– Exclusions – Certain products, such as gift cards, alcohol, and Amazon devices, are excluded from the Shop with Points program.

– Subscribe & Save – Items enrolled in the Subscribe & Save program cannot be purchased with Capital One rewards. – Amazon Fresh – Grocery items from Amazon Fresh are not eligible for Shop with Points.

– Whole Foods Market – Purchases made at Whole Foods Market are not eligible for Shop with Points.

– Textbook Rentals – Textbook rentals are not eligible for Shop with Points.

Other Payment Options Available for these Excluded Items

If you want to purchase items that are excluded from the Shop with Points program, there are other payment options available. For example, you can use your Capital One credit card to make the purchase and earn rewards.

Alternatively, you can use a different payment method, such as Amazon gift cards or a different credit card. 4)

Eligible Capital One Cards for Shop with Points on Amazon

Not all Capital One credit cards are eligible for Shop with Points on Amazon.

To use your rewards on Amazon, you must have a card that earns rewards miles or cashback. Here are some eligible Capital One cards:

– Venture Rewards – Earn 2x miles per dollar on every purchase.

– Quicksilver Rewards – Earn unlimited 1.5% cashback on every purchase. – Savor Rewards – Earn 4% cashback on dining and entertainment, 2% at grocery stores, and 1% on all other purchases.

– VentureOne Rewards – Earn 1.25x miles per dollar on every purchase. – Spark Cash Rewards – Earn unlimited 2% cashback on every purchase.

Using Cashback and Miles Rewards Cards on Amazon

When using your eligible Capital One card on Amazon, you have the option to earn miles or cashback rewards. Here’s a breakdown of the benefits of each rewards program:

Miles Rewards – With miles rewards, you earn a certain number of miles for every dollar spent on eligible purchases.

These miles can be redeemed for travel, statement credits, merchandise, and more. If you plan on traveling soon, using miles rewards on Amazon can help you save money on your next trip.

Cashback Rewards – With cashback rewards, you earn a certain percentage of cashback for every dollar spent on eligible purchases. This cashback can be redeemed for statement credits, gifts, or deposited into your bank account.

If you prefer cashback rewards, using your eligible Capital One card on Amazon is a great way to earn rewards while shopping.

Final Thoughts

Using your Capital One rewards on Amazon is a convenient way to redeem your rewards for a variety of products and services. However, it’s important to keep in mind the restrictions and exclusions when using your rewards.

If you want to purchase items that are excluded from the Shop with Points program, consider using a different payment method or a different credit card. Also, remember that not all Capital One credit cards are eligible for Shop with Points on Amazon, so be sure to check if your card is eligible before making a purchase.

Happy shopping!

5)

Recommendations for Capital One Amazon Shopping

When it comes to using your Capital One rewards on Amazon, choosing the right credit card can make a big difference in how much you earn. Here are some recommended Capital One credit cards for Amazon shopping:

Capital One Quicksilver Cash Rewards Credit Card – This card earns unlimited 1.5% cash back on all purchases, with no annual fee.

It also comes with a sign-up bonus of $200 cash back when you spend $500 in the first 3 months of account opening. If you want a simple, straightforward rewards program that earns cash back on all your Amazon purchases, the Capital One Quicksilver card is a great choice.

Capital One Savor Cash Rewards Credit Card – This card is ideal for people who frequently dine out, attend entertainment events, or shop at grocery stores. It earns 4% cash back on dining and entertainment, 2% at grocery stores, and 1% on all other purchases.

It also comes with a sign-up bonus of $300 cash back when you spend $3000 in the first 3 months of account opening. If you spend a lot of money on dining and entertainment, the Savor card is an excellent option for maximizing your rewards on Amazon purchases.

Capital One Spark Cash for Business – If you own a small business and want to earn rewards on your Amazon purchases, the Spark Cash for Business card is a great choice. It earns unlimited 2% cash back on all purchases, with no annual fee for the first year.

It also comes with a sign-up bonus of $500 cash back when you spend $5,000 in the first 3 months of account opening. If you frequently make business purchases on Amazon, the Spark Cash for Business card is a great way to earn rewards while managing your business expenses.

6) Redeeming Capital One Rewards for Amazon Purchases

When you redeem your Capital One rewards for Amazon purchases, the value of your rewards depends on how you want to redeem them. Here’s a breakdown of rewards values for Amazon purchases:

Miles Rewards – For miles rewards, 1 mile equals 1 cent when redeemed for Amazon purchases.

For example, if you have 10,000 miles, you can use them to pay for $100 worth of Amazon purchases. Cashback Rewards – For cashback rewards, 1 cent equals 1 cent when redeemed for Amazon purchases.

For example, if you have 10,000 cashback rewards, you can use them to pay for $100 worth of Amazon purchases.

Getting the Best Value for Capital One Rewards

If you want to get the best value for your Capital One rewards when redeeming them for Amazon purchases, consider these tips:

Maximizing Rewards – To maximize your rewards, consider using your rewards to purchase items that have a high redemption value. For example, if you have a miles rewards card, consider redeeming your miles for travel-related purchases on Amazon, as they typically offer the highest redemption value.

Redemption Options – You can also choose to redeem your rewards for statement credits or gift cards, which can be used for purchases on Amazon. This can be a good option if you don’t have enough rewards to cover the full cost of your purchase.

Travel Rewards – If you have a travel rewards card, consider using your rewards to book travel through Amazon. This can help you maximize the value of your rewards and potentially save money on your travel expenses.

Final Thoughts

Using your Capital One rewards for Amazon purchases is a simple and convenient way to redeem your rewards. When choosing a Capital One credit card for Amazon shopping, consider your spending habits and choose a card that earns rewards on the purchases you make most often.

And when it comes to redeeming your rewards, consider your redemption options and aim for maximum value. Using Capital One rewards on Amazon can be a great way to earn rewards and save money on your purchases.

When using your rewards, keep in mind the restrictions and exclusions, as well as the eligible Capital One cards and recommended options. When redeeming your rewards, you can choose between cashback and miles rewards depending on your personal preferences.

By following these recommendations and maximizing your rewards value, you can make the most out of your Capital One rewards on Amazon and save money on the purchases you make most often. Don’t miss out on the benefits of using your Capital One rewards on Amazon!

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