Money Analysed

6 Best No-Annual-Fee Travel Credit Cards You Need to Know

Best Travel Credit Card with No Annual Fee

Travelling can be expensive, but with the right credit card, you can earn rewards and benefits that can make your adventures more affordable and enjoyable. However, many travel credit cards come with hefty annual fees, which can eat up the value of your rewards.

Fortunately, there are no-annual-fee travel credit cards that offer competitive rewards and benefits without breaking the bank. In this article, we will discuss the benefits of no-annual-fee travel credit cards and compare six of the best options available on the market.

Benefits of No-Annual-Fee Travel Credit Cards

Firstly, no-annual-fee credit cards enable you to earn rewards without having to pay annual fees, making them an excellent option for those on a budget. They offer numerous rewards, including points, miles, and cash back, which can be redeemed for travel expenses, merchandise, or statement credits.

Additionally, many no-annual-fee travel credit cards offer a welcome bonus for new cardholders, where you earn points or miles after spending a certain amount of money within the first few months of opening your account. Moreover, no-annual-fee travel credit cards offer additional benefits, such as travel protections, rental car insurance, and discounts on hotels and car rentals.

They can also provide access to exclusive travel deals and promotions, which can save you hundreds of dollars. Furthermore, some credit cards come with elite status, giving you additional perks such as priority boarding, airport lounge access, and waived baggage fees.

Methodology for Selecting Best Travel Credit Card

We compared and evaluated travel credit cards based on the following criteria:

– Rewards earning rate: The number of points or miles earned per dollar spent

– Welcome bonus: The rewards you can earn by spending a certain amount within a specific timeframe

– Travel protections: The coverage provided for trip cancellation, delay, or interruption, lost or delayed baggage, and travel accident insurance

– Rental car insurance: This coverage is provided when using the credit card to rent a car

– Foreign transaction fees: The percentage fee charged on purchases made outside the US

– Balance transfer fee: The percentage fee charged on transferring a balance from another credit card

– Elite status: Special privileges offered to frequent travelers

Comparison of Six Best Travel Credit Cards with No Annual Fee

1. Capital One VentureOne Rewards Credit Card

The Capital One VentureOne Rewards Credit Card is an excellent option for those looking for a no-annual-fee travel credit card that offers miles rewards.

This credit card provides 1.25 miles per dollar spent on every purchase, which you can redeem for travel expenses. New cardholders can earn a welcome bonus of 20,000 miles after spending $500 on purchases within the first three months of opening their account.

There are no foreign transaction fees with this credit card, making it an excellent option for international travelers. Additionally, it offers travel accident insurance and auto rental collision damage waiver, providing additional protections for your travels.

Lastly, it has a 0% introductory APR for purchases for the first 12 months and a variable APR after that. 2.

Bank of America Travel Rewards Credit Card

The Bank of America Travel Rewards Credit Card is another excellent option for those who want a credit card with no annual fee. This card offers a baseline earning rate of 1.5 points per dollar spent on every purchase.

New cardholders can earn a welcome bonus of 25,000 points after spending $1,000 on purchases within the first three months of opening their account. Furthermore, there are no foreign transaction fees when using this credit card, and it offers travel and emergency assistance services.

It also has an introductory 0% APR for purchases for the first 12 months. Lastly, Bank of America customers can earn additional bonuses by having a qualifying Bank of America account.

3. Chase Freedom Unlimited Credit Card

The Chase Freedom Unlimited Credit Card offers a straightforward rewards program, providing 1.5% cash back on every purchase.

New cardholders can earn a welcome bonus of $200 after spending $500 on purchases within the first three months of opening their account. Furthermore, this card has a 0% introductory APR for the first 15 months on purchases and a flexible redemption option to cash out rewards or use them on travel.

However, this credit card charges foreign transaction fees, so it may not be the best option for international purchases. It does have travel and purchase protections, including trip cancellation insurance and purchase protection.

Lastly, it offers personalized deals and discounts through the Chase Offers program. 4.

Discover it Miles Credit Card

The Discover it Miles Credit Card offers competitive rewards and promotions for those looking for a travel credit card without annual fees. This credit card provides 1.5 miles per dollar spent on every purchase, which can be redeemed for travel expenses or cashback.

Discover matches all the rewards you earn during the first year of your card membership, effectively doubling your rewards. Additionally, there are no foreign transaction fees with this credit card, and it offers travel protections, such as trip interruption and delay coverage.

It also has a variable APR after the 14-month introductory 0% APR for purchases. Lastly, it provides access to the Discover Deals platform, where you can get personalized discounts and exclusive offers.

5. Citi Double Cash Credit Card

The Citi Double Cash Credit Card is a unique option that provides 2% cash back on every purchase, with no sign-up bonus or welcome offers.

However, it offers a higher cash-back rate than most other no-annual-fee credit cards. Additionally, it does not charge foreign transaction fees and offers travel and purchase protections, including worldwide travel accident insurance and extended warranty coverage.

It also has a balance transfer promotion, offering 0% APR for the first 18 months after your account opening. However, it has no promotional APR period for purchases.

Lastly, it provides access to the Citi Entertainment platform, where you can get discounted tickets to events and shows. 6.

Wells Fargo Propel American Express Credit Card

The Wells Fargo Propel American Express Credit Card is an excellent option that provides bonus rewards on specific categories, such as travel, dining, and gas purchases. This credit card offers three points per dollar spent on dining, gas, and travel purchases, with one point earned per dollar spent on other purchases.

New cardholders can earn a welcome bonus of 20,000 points after spending $1,000 on purchases within the first three months of opening their account. Moreover, it offers travel and purchase protections, such as car rental loss and damage coverage, travel accident insurance, and cell phone protection.

There are no foreign transaction fees, making it an excellent option for international travelers. Lastly, it has a 0% intro APR for purchases and balance transfers for the first 12 months, after which it has a variable APR.

Conclusion

In summary, no-annual-fee travel credit cards provide an excellent way to earn rewards and benefits without having to pay annual fees. When selecting a travel credit card, it is essential to compare and evaluate the earning rates, welcome bonuses, travel protections, rental car insurance, foreign transaction fees, and elite status offered.

The six credit cards we discussed in this article are all excellent no-annual-fee options to consider when looking for a travel credit card that fits your needs.

3) Marriott Bonvoy Bold Credit Card

The Marriott Bonvoy Bold Credit Card is an excellent option for travelers who frequently stay at Marriott properties. This credit card offers automatic elite status, no foreign transaction fees, and opportunities to earn rewards points through Marriott’s loyalty program.

Features of Marriott Bonvoy Bold Credit Card

New cardholders can earn a welcome bonus of 50,000 points after spending $1,000 on purchases within the first 3 months of account opening. The cardholder can also earn 3 points for every dollar spent on eligible purchases made at participating Marriott Bonvoy hotels.

Additionally, the points can be redeemed for free hotel stays and upgrades.

Benefits of Marriott Bonvoy Bold Credit Card

One of the significant benefits of the Marriott Bonvoy Bold Credit Card is the automatic Silver Elite status, which provides a 10% point bonus on stays, priority late checkout and complimentary in-room internet access. Additionally, cardholders can enjoy no foreign transaction fees on their purchases abroad.

This feature can help you save money on foreign transaction fees typically charged by other credit cards. Moreover, this credit card provides travel insurance, including baggage delay insurance, trip interruption coverage, and lost luggage reimbursement.

It also offers purchase protection for covered stolen or damaged items purchased using the credit card. Another perk of the Marriott Bonvoy Bold Credit Card is the ability to earn loyalty program points in addition to the points earned by being a Marriott Bonvoy member, making this credit card a lucrative option for those who frequently stay at Marriott hotels.

Automatic Elite Status and No Foreign Transaction Fees

As mentioned, the Marriott Bonvoy Bold Credit Card offers automatic Silver Elite status to cardholders. This status provides benefits such as priority late checkout, 10% point bonus on stays, and complimentary in-room internet access.

Additionally, cardholders can enjoy no foreign transaction fees on their purchases abroad, making it an excellent option for travelers. Silver Elite status is an excellent benefit as it can give you the opportunity for upgrade and late checkout options, complimentary enhanced Wi-Fi, and room discounts.

Silver Elite members will also receive priority late checkout notifications if no other reservation is following your stay. Overall, the Marriott Bonvoy Bold Credit Card is an excellent choice for those who frequently stay at Marriott properties.

It offers automatic elite status, no foreign transaction fees, travel insurance, purchase protection, and opportunities to earn rewards points through Marriott’s loyalty program.

4) Delta SkyMiles Blue American Express Card

The Delta SkyMiles Blue American Express Card is an excellent option for frequent Delta Airlines travelers looking for a credit card with no annual fee. This credit card offers rewards points through Delta SkyMiles, as well as benefits such as no foreign transaction fees and in-flight perks.

Features of Delta SkyMiles Blue American Express Card

New cardholders can earn 10,000 bonus miles after making $500 in purchases within the first 3 months of opening their account. The cardholder can earn 2 miles on every dollar spent at restaurants worldwide and on eligible Delta purchases.

Additionally, they can earn 1 mile per dollar spent on their other purchases.

Benefits of Delta SkyMiles Blue American Express Card

One of the significant benefits of the Delta SkyMiles Blue American Express Card is the ability to earn Delta SkyMiles rewards points through purchases. These points can be redeemed for Delta Airlines flights and other travel experiences.

Additionally, cardholders can enjoy no foreign transaction fees on their purchases made outside the US. This feature can help save money on foreign transaction fees typically charged by other credit cards.

Moreover, this credit card provides purchase protection, extending the manufacturer’s warranty and providing coverage for eligible stolen or damaged items. It also includes car rental loss and damage insurance when renting from select car rental companies.

Another fantastic perk of the Delta SkyMiles Blue American Express Card is the ability to earn in-flight perks, such as a 20% discount on eligible in-flight purchases. The cardholder can use the credit card to purchase food, drinks, and other amenities during Delta flights.

No Foreign Transaction Fees and In-Flight Perks

One significant benefit of the Delta SkyMiles Blue American Express Card is the lack of foreign transaction fees, allowing cardholders to use their credit card for purchases made outside the US without incurring additional charges. Furthermore, cardholders can enjoy a 20% discount on eligible in-flight purchases, such as drinks and snacks, during their Delta flights.

The in-flight discounts provided through the Delta SkyMiles Blue American Express Card are a fantastic way to save on travel expenses. The 20% discount can add up over time, especially for frequent Delta Airlines travelers.

Additionally, the no foreign transaction fees can help save money on transactions made outside the US. In summary, the Delta SkyMiles Blue American Express Card is an excellent choice for frequent Delta Airlines travelers looking for a credit card with no annual fee.

It offers rewards points through Delta SkyMiles, no foreign transaction fees, car rental damage insurance, a 20% discount on in-flight purchases, and purchase protection. It is a perfect credit card for those who frequently fly with Delta Airlines.

5) Hilton Honors American Express Card

The Hilton Honors American Express Card is a great option if you are a frequent Hilton hotel guest. With this credit card, you can earn Hilton Honors points, receive a complimentary elite status, and enjoy other travel and purchase benefits.

Features of Hilton Honors American Express Card

New cardholders can earn a welcome bonus of 80,000 Hilton Honors points after spending $1,000 on purchases within the first three months. The cardholder can earn Hilton Honors points on every dollar spent on eligible Hilton purchases and at US supermarkets, restaurants, and gas stations.

Additionally, the cardholder will receive Silver Elite status.

Benefits of Hilton Honors American Express Card

As mentioned, the Hilton Honors American Express Card provides a complimentary Silver Elite status, which provides benefits such as an 80% bonus on Hilton Honors points earned during stays, free in-room Wi-Fi, and late checkout. Additionally, Hilton Honors American Express Cardholders can receive a fifth night free when they book five-night stays using their Hilton Honors points.

This benefit can save hundreds of dollars over the course of a year. Moreover, this credit card provides car rental loss and damage insurance when renting cars with select car rental companies.

It also provides purchase protection for eligible items, including ones stolen or damaged within 90 days of purchase. Additionally, there are no foreign transaction fees when using this card to make purchases abroad.

Complimentary Elite Status and Fifth Night Free

One significant benefit of the Hilton Honors American Express Card is the complimentary Silver Elite status that comes with the card. This status provides significant benefits such as an 80% bonus on Hilton Honors points earned during stays, complimentary in-room Wi-Fi, and late checkout privileges.

Additionally, for Hilton Honors members who have Hilton Honors American Express Cards, the fifth night of a five-night reward stay using Hilton Honors points is free. This benefit can provide cardholders with up to 20% savings on their Hilton Honors points redemption.

Therefore, for those who frequently stay at Hilton hotels, this can yield substantial savings over time. Lastly, this credit card also provides car rental loss and damage insurance, extending the manufacturer’s warranty and offering additional coverage when using the credit card to rent a car from select rental car companies.

Overall, the Hilton Honors American Express Card is a great choice for frequent travelers who frequently stay at Hilton hotels, providing significant benefits from elite status and a fifth-night-free reward to no foreign transaction fees.

6) American Airlines AAdvantage MileUp Card

The American Airlines AAdvantage MileUp Card is a great option for frequent American Airlines travelers who want to earn rewards points without paying an annual fee. This credit card offers rewards points through the American Airlines AAdvantage program, as well as benefits such as low-spending requirements and category bonuses.

Features of American Airlines AAdvantage MileUp Card

New cardholders can earn a welcome bonus of 10,000 American Airlines AAdvantage bonus miles and a $50 statement credit after spending $500 in purchases within the first three months of account opening. Cardholders can earn 2 miles for every dollar spent on eligible American Airlines purchases and at grocery stores.

Additionally, they can earn 1 mile per dollar spent on their other purchases.

Benefits of American Airlines AAdvantage MileUp Card

One significant benefit of the American Airlines AAdvantage MileUp Card is the low spending requirement to earn the welcome bonus and the $50 statement credit. This feature can help you earn rewards points and save money without having to spend too much money on purchases.

Moreover, this credit card offers a category bonus for grocery store purchases, providing additional rewards points on everyday spending. It also provides a 25% discount on in-flight purchases of food and beverages when using the credit card.

Lastly, there are no foreign transaction fees when using the American Airlines AAdvantage MileUp Card to make purchases abroad, making it an excellent option for international travel.

Low Spending Requirement and Grocery Category Bonus

The American Airlines AAdvantage MileUp Card offers a welcome bonus

Popular Posts